Who is teaching your child about money? If your not, then chances are that no one is. 9 Year Mortgage recognizes that personal finance is not taught in schools and the only way they are learning is by example. Children often do not see their parents paying their mortgage or utility bills; what they do see is a piece of plastic that pays for most of your daily activities. The moment your child starts noticing the connection between money and purchases, you as their parent, have the obligation to teach them the truth about money; the earlier the better.
In this article, Nine Year Mortgage will share a few options that you have in helping your children start saving for their future education. We all know that education is widely thought of as a key to our future success. In order for us to get that key, we must have money to fund our educational endeavors. Starting to invest early helps money to grow over time. These plans will help your child’s money grow, so you can stress less about how they will end up pay for college.
The holiday season is over, but stores are not seeing a major decrease in spending by consumers like they have seen in the past. Contrary to thought, consumers are not planning on slowing down when it comes to their spending. Don’t be fooled with all this talk of increased sales and large savings accounts; credit card applications have been rising since 2009 and have been soaring since the fourth quarter of 2010.
If you are thinking of tying the knot with “The One,” then 9 Year Mortgage suggests that you first learn how they feel about finances. This may potentially be an awkward conversation, but it will help you form a much more solid foundation when it comes to your financial future together. 9 Year Mortgage has compiled a list of questions that you can ask your partner to instigate a conversation.
Whether you are a homeowner or a renter, there are probably a few insurance policies you are skimping out on. You might simply believe you do not need it, are unaware it exists, or think that it is already covered in your current policies. The truth is, for most of us, it will take a major disaster or unfortunate event to make a majority of us realize we should have bulked up on insurance coverage: better safe than sorry!
Students must be patient in their investing years, remembering that they are saving for the future and not the near present. They must wisely put their money into sound investments now to help themselves along in their financial pursuits for their future.
When we think of identity theft, we most commonly think of a wealthy person who has had massive amounts of money stolen from them. While this does happen, most of the time the average American is the one who is most at risk of having their identity stolen. Every 3 seconds someones identity is stolen, making 1 in 6 Americans victims of identity theft each year. So, we are an easier target than you might think.