March 2011 Archives

« Feb, 2011 • Apr, 2011 »

The Art of Frugality

Are you struggling to make ends meet or to continue to live the same lifestyle? Well, you’re not the only one. The trend of cutting expenses wherever possible is going to be a lasting one, not only because of the shaky economy but also from a feeling among Americans that the government and big corporations are not going to be reliable contributors during a financial crisis. If you are in this situation, don’t get discouraged, there are ways to cut your costs.

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Thinking of Retiring? Think Again.

Many people have diligently put their money away into their 401(k) plan’s for years in hopes to have a comfy retirement. In the recent years, people’s perfect plans have turned out to be their greatest concern. The once glorified perception of care-free retirement years is now plagued with the stark reality that their retirement accounts will simply not satisfy their standard of living, or their long hoped for financially stable future.

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Should You Get a Second Job?

9 Year Mortgage is aware of the economic crisis and we highly recommend taking a fine toothed comb to your expense budgets, as you can see from our other posts, but there is another way you can help make ends meet–consider taking on a second job. Studies estimate that 27 million Americans are already taking advantage of a second part-time job, but before you take the plunge, here’s what 9 Year Mortgage suggests you consider.

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