April 2011 Archives

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Is Starting a Home Based Business Right For You?

If you are seeking to balance your career and family or you just want some flexibility within your occupation, a home based business may be your answer. 9 Year Mortgage believes that a home based business may just give you that incentive to increase your income by being 100% responsible for you financial well being. If you are intrigued with the idea of being your own boss and having maximum independence within your career, then you may be the perfect candidate for a home based business. But before you quit your current job or decide to run a business while your child takes a nap, there are plenty of things you need to consider.

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Family Spending – How much is too much? PART 1: The Problem

Have you noticed how many children in middle school have cell phones, and how this trend is trickling down to elementary aged kids too? By chance have you noticed the child in the store holding his mom’s iTouch and playing Angry Birds to pass the time? How about a teen glued to their TV, lap top, or gaming system? Ever seen one of them totally zoned out while walking with their ear buds in and their cell phone glued to their thumb? This is what 9 Year Mortgage calls talented multitasking! Now, have you ever shook your head at any of these scenarios and questioned what the parents were thinking?

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Family Spending – How much is too much? PART 2: The Solution

What teenager does not have a cell phone these days? Teens use their phones to download music, access email, and to send endless text messages to the world. To cut back on costs, suggest to your children that you will pay the basics of their plan, but they are on their own for the rest of the bill. Kids will be a lot more responsible with their phone if they know they will have to pay for overage charges, ring tones, and exceeding their texting limit.

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Get Out of Debt More Quickly

9 Year Mortgage realizes that credit card debt can be a heavy burden on even the strongest shoulders. It piles up day after day almost imperceptibly! After a few years you find it hard to make anything more than the minimum payment. All the while you hate seeing that the interest is racking up, leaving you feeling financially depleted—like there is nothing you can do to get back on top again.

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What Are You Doing With Your Tax Refund?

Now that you have filed your taxes, or are about to before Tax Day April 18th, it’s a waiting game for your refund. 9 Year Mortgage is interested in what its readers will be doing with their refund this year. Haven’t put much thought into it? Well, then let 9 Year Mortgage give you some pointers on some smart things to do with your tax money in 2011.

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Buy Silver – Invest InYour Future

If you had been on the ball right when the market crashed in 2008, you could have bought silver around $9 an ounce. Now, 2.5 years later (April 2011) silver has shot to over $40 an ounce! So if you had started to invest when the market was at its lowest, you could have quadrupled your money by now! That is only 2.5 years of investing for what would normally take you decades to accomplish through interest given to you by the bank!

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