9 Year Mortgage knows it’s no secret that most Americans are struggling with their debt. Our country is in a down economy and we as citizens are scraping to make ends meet. There are many great ideas out there on how to reduce your debt, but after reading about how to do it, do you feel drained and overwhelmed? Are the debt reducing strategies more time consuming or involved than you had hoped for? Many times they are, leaving you where you were before- still in need of a solution.

We understand this is a problem and concern, so 9 Year Mortgage has compiled a list of simple things you can do that will help you save money and start to pay down some of your existing debt. These tips are simple and easy to complete! Pick a few that you feel you can conquer this month and actually do them! Take baby steps and you’ll be fine!