For couples nearing retirement you may want to start thinking of a strategy to help you meet your financial goals, while still having the ability to travel along as you are crossing things off of your long- awaited wish list. 9 Year Mortgage can help you get there.

If you’re having a hard time imagining yourself for the next 30 years with the same job, and in the same financial position that you are in now then it’s time to make some changes. Here are some ways to cut costs and fast forward your retirement options.

Filed under Retirement by on . Comment#

9 Year Mortgage on Renting out Spare Rooms

More often than not in today`s society, more homeowners are taking in lodgers and renting out rooms to make some extra money then one might expect. However, there are some potential problems with renting a space that a person should consider before doing so. 9 Year Mortgage has some advice on how to avoid these things and make an investment through renting out an extra room.

In the 1800s and even early 1900s it was a very common thing to have boarders in ones home. Many middle class families with extra space would rent out to make extra cash and make payments easier as well as financial responsibilities. This trend is coming back in as many American families now are starting to do the same. There are great benefits to renting out unused space. According to the Census Bureau states that unrelated adults living in anthers home jumped 12% since 2008 and in 2010 there were 7.3 million people doing this.

Why are there so many boarders in the United States these days? That is a valid question; with today’s uncertain economy and high unemployment rates, more people are delaying buying homes of their own, for these same reasons, those that have homes are starting to offer their open space to those who will pay per month to live with them which helps everyone in the long run.

There are many unwise choices to be made when it comes to retirement savings, and risks that shouldn’t be taken. See, the problem is that we live in financially unstable times, times in which people are making investments they wouldn’t normally out of fear for security, but there are other options. Here are some tips about areas not to invest or spend your money in:

Filed under Retirement by on . Comment#

9 Year Mortgage Tips on Fixing Your Finances This Holiday Season

Christmas is a time where people max out credit cards and get into debt just to please a friend or family member with a gift that in the upcoming months wont be used anymore. Let me suggest this Christmas season that you try and do things differently. Give practical gifts, inexpensive gifts, or even give the gift of financial advice.

It might come as a surprise to some that the amount of money a family can potentially save through state taxes for college savings varies tremendously on the location of the person. Although many people believe 529 plans to be the best way to save money for their children`s education in the future, there is a risk depending on where a person lives that should help determine if this plan is worth investing in.

Does the idea of reaching retirement seem impossible for you? does it provoke fear and anxiety because of debt or lack of savings? With today’s declining economy, too many people are fearing retirement and in response delaying it. But these fears can be done away with once you learn simple strategies that can help you prepare for retirement and eliminate debt. Nine year mortgage has been successfully helping thousands of people over the years become debt free and ready for retirement with confidence in a financial plan that will work for them. Read on and 9 year mortgage will help lessen your fears about retirement.