In a move that could discourage some merchants from accepting debit cards for small transactions, Visa Inc. and MasterCard Inc. are raising the fees merchants pay for small ticket debit purchases. So what does this mean? Read on and 9 Year Mortgage will tell you.
U.S. house prices have plunged by almost one-third in five years and the nation’s home ownership rate is falling at the fastest pace since the Great Depression. Two key measures now suggest it is an excellent time to buy a house as a long-term residence or an income property. Read on and 9 Year Mortgage will tell you what to look for.
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9 Year Mortgage believes over the next decade, new products, technology and adviser practices will make retirement look a lot different than it does today. The more things change, the less they will be the same. When things will change is possibly open to debate. Three of the nations leading experts recently said the changes will be radical. Curious about these changes? Read on and 9 Year Mortgage will tell you about them.
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Lenders are cutting closing costs and offering other discounts to go along with low rates, but what is the catch? 9 Year Mortgage says as mortgage rates continue to fall, lenders are rolling out flashy discounts and promotions to inspire hesitant home buyers. However critics say the newest offers still stop short of the best deal for borrowers….lower rates. Read on with 9 Year Mortgage and we will give you the details.
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9 Year Mortgage believes that Americans are infamous for their ability to spend more than they earn. However now, as the economy continues to cripple, this notoriety has reached epic proportions. With those of you who have lots of debt yet not sure how to pay it off, read on and 9 Year Mortgage will give you some ideas.
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9 Year Mortgage believes that one of the bigger challenges for parents of college students is teaching them how to handle money. A checking account is a necessity, as is some kind of budget for books, supplies and living expenses. Then there is the big one…credit. So how do you go about getting a credit card for a college student and what are your best options, so that they don’t rack up a ton of debt? Read on and 9 Year Mortgage will give you some suggestions.
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9 Year Mortgage believes that when children move out on their own many boomer parents seize the opportunity to splurge on themselves. The way most Americans see it, is they have finally reached their empty nester years, they have gotten over life’s biggest spending hump or has their spending only begun? Are these empty nesters spending all of their life savings and putting retirement off a couple more years by splurging on themselves? Continue reading and 9 Year Mortgage will give you the answer.
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Worried about the future of Social Security? You are not alone. The Social Security Administration has said that unless something is done to change the system, it will go through all its funds within the next few decades. Getting worried even more? So are we! If you continue reading on 9 Year Mortgage will give you the low down.
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9 Year Mortgage with Resources to Avoid Investment Scams Looking for investments with good returns and not so much risk? You are not the only one. 9 Year Mortgage says that scam artists know the people that are hankering for such products and they are more than willing to serve up financial opportunities that, surely, […]
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Not so long ago, countless jobs came with a pension, monthly checks paid upon retirement for the rest of an employee’s life. However more and more pension plans are not being offered. Pension plans are often used as retirement plans, but it is also possible to receive a pension based on disability or other circumstances. However, more and more companies are no longer offering them. Read on and 9 Year Mortgage will give you all the information you need to know about pension plans.
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9 Year Mortgage on The Return of the Big Mortgage Low interest rates are driving high-end home buyers to large mortgages at a pace not seen since the housing boom. However some of these deals may have a limited shelf life. Should people really buy into these great deals? Or should we still be cautious, […]
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Investors have converged on these high-yielding funds, but regulators say they may be overlooking some of the risks. 9 Year Mortgage says the hottest-selling funds on the market have drawn plenty of praise and billions of dollars in the last year. They have now inspired a warning from regulators, who think these investments may be riskier than most realize. Continue reading and 9 Year Mortgage will reveal some of the risks.
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It is said that what you don’t know can’t hurt you. However that is not the case when it comes to your retirement. What you don’t know can cost you, and in some cases it can cost you dearly. Advisers say there’s a host of unknown costs and fees lurking inside your 401 K plans, IRAs and other such retirement accounts. These fees can make a huge difference in your overall investment returns. Read on and 9 Year Mortgage will tell you what to look out for.
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When it comes to kids, it is never too early to start talking dollars and sense. However parents are often scared to talk to their children about money because it means that they will have to admit their mistakes. But the consequences of not teaching these lessons to your children could be more dire than ever. Children now a days need to learn and understand much more than basic budgeting. They need to understand how to save for their retirement, manage health care cost and even cope with diminished Social Security Benefits. Yes this sounds like we are jumping the gun, but 9 Year Mortgage thinks proper preparation of your children, even at a young age, can start them down the path of a successful financial life. Read on a 9 Year Mortgage will give you tips on how teach your kids about money.
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With a free-falling stock market, everyone is being more frugal. 9 Year Mortgage says that with the falling market and the economic uncertainty that comes with it has the most frugal looking for new ways to save. Many of the easiest way to do so may not even require that much sacrifice. Read on and 9 Year Mortgage will give you tips on how to save money fast!
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For many, health insurance has become a necessary evil. Almost everyone needs it, it’s usually complicated, with an endless variety of plans to choose from, and there are loads of loopholes and land mines. So how do you know which plan to pick and how do you avoid getting burned? Read on and 9 Year Mortgage will tell you what to look for.
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Life Insurance. We have all thought about it. Should we get it? Do we really need it? These may be some of the questions you have asked yourself at one point or another. However are there things that the life insurers aren’t telling you? Read on and 9 Year Mortgage will tell you what to look out for.
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With a growing number of merchants not accepting cash anymore and the U.S. Treasury printing fewer dollars, we are moving closer and closer to an all-plastic economy. This is great news for banks, credit card companies, and marketing establishments which can now go through our transactions and our personal lives in more detail. However is it a good idea to go all cash? What are some of the main reasons to cut back on spending with credit cards? Continue on and 9 Year Mortgage will go over 9 reasons why you should consider going all cash.
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Mobile banking is super convenient but it comes with privacy issues and other threats. Mobile banking, also known as, “digital wallets” let consumers pay with just a swipe of a smartphone and could make the plastic credit card obsolete. However, the technology could also chip away at our privacy and tempt us to spend more than we really would. Read on and 9 Year Mortgage will discover the good and the bad of digital wallets.
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Have you ever wondered if your parents are being completely truthful when it comes to their finances? Do they have an old collection that may actually be worth thousands of dollars, or do they act poor but really have stacks of cash stashed away? Maybe their house is paid for and you have a sizable inheritance coming your way and you don’t even know it. If you have ever wondered about your parents money then read on and 9 Year Mortgage will tell you the 6 things you don’t know about your parents and their money.
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For most people buying a house will be the biggest purchase they make in their life, and one they will be paying off for years, or even decades to come. Given that it’s such a big decision, how do you know how much to spend on a home? Spending too much on a home could leave you with little to no money for other goals, such as retirement, college funds, vacations, and toys. 9 Year Mortgage encourages you to read on so that you don’t make the mistake of overspending on your home!
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The promise of a free credit score may no longer be a marketing ploy now that a new financial reform bill has changed how the credit reporting system works. You will now be entitled to an explanation from lenders who offer you sky-high interest rates or deny you all together. Read on and 9 Year Mortgage will let you know what else to look for.
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When it comes to getting your affairs in order before you die, most people know what to do, except for when it comes to the documents you need. You may think that just signing a bunch of papers establishing your estate plan and other end-of-life instructions would be enough, however it is not. You also have to make sure that your heirs are aware of these documents and where they are located. If you are not sure what documents you need, read on and 9 Year Mortgage will tell you.
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When it comes to buying vs. renting how do you decide which one is better for you? There are many factors that play into whether or not you are ready to invest your monthly rent in a home of your own. Buying a home is the American dream, but how do you know if it is right for you? Read on and 9 Year Mortgage will give you all of the pros and cons of renting vs. buying.
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If you think you’re immune to the dangers of credit cards, you may be wrong. Even if you always pay your balance in full and on time, you still may be at risk. Read on and 9 Year Mortgage will tell you how to avoid some of the most dangerous, and yet common, credit card pitfalls.
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