With today’s low interest rates, the last thing you want is to find out you don’t qualify because your credit score isn’t high enough. In today’s economy, there are some surprising things that can work to lower your score. 9 Year Mortgage presents ten things that you will want to avoid in order to keep your credit rating high.
If you’re going back to school yourself or sending a child off to college, the cost of education adds up. 9 Year Mortgage offers a few tips to keep tuition and other school expenses as low as possible.
9 Year Mortgage sees retirements are lasting longer these days and encourages you to be ready for all the expenses that will come your way. You’ll most likely need to stick to a tight budget after you retire. Don’t forget to budget and save for the following expenses that you may have passed over:
Swindlers are always on the lookout for ways to take advantage of online shoppers. If you aren’t aware of the ways that you can make mistakes and become vulnerable, 9 Year mortgage suggests that it is important to learn some basic safety skills.
In recent years the bad economy and job market resulted in many young adults moving back in with their parents. This trend significantly limited the number of young adults starting new households or purchasing homes; However, the tide is beginning to shift as young adults and young families are leaving their parents homes and moving towards a more independent existence. It’s we will likely see far more young people starting fresh in a place of their own in the next few years.
9 Year Mortgage, we know that taxes are stressful enough as it is. Having to deal with an unethical or simply inferior preparer will only make your experience worse, especially if it sets you up for an unpleasant audit later on.
For decades, parents have been paying their children an allowance for doing work around the house, yard, and even sometimes for nothing at all. Is there any harm in rewarding kids for their help with chores, or for just being a good kid? 9 Year mortgage suggests that there is.
In order to help you recover after an unexpected emergency or natural disaster, 9 Year Mortgage encourages you to assemble a kit containing the financial information you‘ll need after an unfortunate incident. A few hours of preparation for future uncertainties now can make a big difference after a disaster has taken place. We encourage you to get your financial information organized and keep it in a safe place to ensure you have the tools you’ll need to get back on your feet in a crisis. A fire proof safe or safety deposit box would be an ideal place to store this personal information. Additionally, there are online services that provide secure record storage for sensitive files or the home of a trusted loved one could also hold this paper work for safe keeping.
9 Year Mortgage: A cure for shopping addictions Everyone wants to spend less money. With the Holiday season upon us, it is easy to feel like all you are doing is spending money. It is important to try and be reasonable in your spending, but for some people, that means learning to overcome an actual [...]
9 Year Mortgage recognizes that no one is perfect and as you strive to become in control financially, you may slip up from time to time. While you may feel remorse and guilt for the mistakes you have made with money it is important to move forward. 9 Year Mortgage invites you to focus on the positive instead of beating yourself up; here are 5 ways to move on after a bad financial decision.
9 Year Mortgage: Financially Planning for a Child Before becoming parents, couples should organize a plan for financially being able to take care of a baby, beginning with three steps. One of the biggest costs of being a parent these days is child care. Day care and nannies can cost more than a couple is [...]
9 Year Mortgage Discusses: When to Check Your Credit and Why Many people are unsure of when it is appropriate to check their credit report. 9 Year Mortgage recommends you check your credit score at least annually and in the following situations: In order to detect identity theft early If you’ve had a problem with [...]
9 Year Mortgage: Be Smart About Your Smartphone
With the release of the new iPhone 5, 9 Year Mortgage knows that getting a smartphone is fresh on my people’s minds. However, this isn’t a new fad. In February 2012, polls showed that half of mobile phone owners in the United States had a smartphone. Conventional cell phone users are diminishing, with two out of three people purchasing a new phone choosing a smartphone. And while smartphones are pretty remarkable, 9 Year Mortgage wants you to know about some costs you need to watch and be prepared for. We also want to give you some ideas to help keep this area of spending under control.
9 Year Mortgage: Savings Setbacks to Overcome 9 Year Mortgage encourages you to put a percentage of your income into savings each month. Putting money away for a rainy day can be a difficult task for most people; individuals and families are bombarded with expenditures that seem more pressing and necessary than saving. Those who [...]
Tips From 9 Year Mortgage On Keeping Kids’ Sports Costs Down At this time of year, with kids going back to school and sports starting back up, 9 Year Mortgage feels that it is important to learn how to keep the cost of these sports to a minimum. After watching the Olympics this summer, kids [...]
9 Year Mortgage: Must Have Conversations When Planning Retirement Together 9 Year Mortgage sees that couples often have different expectations when it comes to their retirement. It is important to discuss your retirement plans in-depth and become sure that you and your spouse are on the same page for this big life change. If each [...]
9 Year Mortgage: discusses insurance coverage 9 Year Mortgage is aware that it can be overwhelming trying to decide what types of insurance you need. There are countless options available and some of them won’t give you enough bang for your buck. In addition, not having enough coverage can yield horrific consequences. There is a [...]
9 Year Mortgage Warns About 10 Scams That Are Targeting Seniors Financial scams intending to swindle seniors out of their life-long hard-earned money have been receiving a surplus of media attention because of their growing nature. 9 Year Mortgage wants to help seniors become more aware of these scams, and in turn be more protected [...]
9 Year Mortgage: 7 Ways People Waste Money Even people who are good with their money can be unintentionally wasting it. There is often money escaping unknowingly from our budgets that we could be saving if the leaks were pointed out. These mistakes can be eliminated without causing a major change in your standard of [...]
9 Year Mortgage: How to Improve Your Credit Scores What’s in a credit score? Well, a lot. Even though a credit score is just a number it can impact multiple aspects of your life; having a good credit score decides the rates you get on loans, the car you can afford to buy and, with [...]
9 Year Mortgage: How to Save Money on Your Telecom Bill 9 Year Mortgage wants people to know a secret for getting lower prices on their TV, internet, and phone bills. All it takes is a phone call to reel in some major savings. So often, people will continue to pay more for their [...]
9 Year Mortgage gives a few suggestions for getting a better credit score more rapidly. Improving your credit rating will take time however, there are ways to jump-start this process and see results rapidly. When trying to clean up your credit score, 9 Year Mortgage recommends beginning the process by following these steps: First, reduce [...]
9 Year Mortgage encourages you to not overpay while improving your physical fitness Making healthy choices will prevent several expensive issues in the long run. While it is vital to care for your health, fitness and nutrition 9 Year Mortgage hopes you will consider if the correlating expenses are necessary; Fitness doesn’t have to come [...]
When preparing to retire 9 Year Mortgage recommends you create a finical plan for even monthly and daily expenses. As you look over your potential budget you may be surprised how seemingly tiny expenses made frequently will add up over time. 9 Year mortgage encourages you start trimming your expenditures now in order to ease the shift to living without a salary. Here are some areas you should consider reducing.
Being savvy about food expenses will save you a large amount of money over time; one way that 9 Year Mortgage recommends you do this is using your freezer as much as possible. Freezing food will ensure you always have something on hand to cook, and allows you to make the most of sales and typically without affecting your electricity cost all that much.
9 Year Mortgage Recommends 6 Ways to Save on Your Summer Vacation
The kids will soon be out of school, temperatures are rising, and there are just a few more days until it’s officially summer. If you are planning on taking a summer trip it can be challenging to stay on a budget- especially with the price of. 9 Year Mortgage has a few suggestions to save some money on your vacation.
9 Year Mortgage Budgeting Advice: 6 Ways to Better your Budget
There is no one size fits all budget, and even at different times in one person’s life they may need different budgeting techniques. 9 Year Mortgage has 6 suggestions for you to improve your current budget.
9 Year Mortgage discusses how to balance financial obligations in marriage Despite most relationships having a primary breadwinner it is still wise to develop both partner’s credit history and financial security. In many situations women make less in the work place than men and become stay at home moms when the couple begins having children. [...]
9 Year Mortgage – Helping Your Grad Reduce their Debt Thousands of college students are graduating this month, and a lot of them have a substantial amount of debt to deal with. The poor economy means job prospects are few and far between, and recent grads are finding themselves unemployed or underemployed. Finances can be [...]
9 Year Mortgage understands that while you’re trying to pay down debts purchasing a new car might be low on the priority list. If you’re driving an older car it will likely need frequent maintenance and it is often challenging to find a skilled, honest mechanic.