Nine Year Mortgage

9 Year Mortgage:Tips for Making Amusement Park Vacations Affordable

Nine Year Mortgage theme park entrance

9 Year Mortgage:Tips for Making Amusement Park Vacations Affordable

If your kids are dreaming of a magical family trip to their favorite theme park, you might be dreading that extra expense. While amusement parks and theme parks do get expensive, those who do some homework ahead of time can find deals and savings allowing them to enjoy a wonderful vacation on an affordable budget. 9 Year Mortgage provides the following tips for making that dream vacation a reality for a little less.

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9 Year Mortgage: Seven Things That May Hurt Your Credit Score

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With today’s low interest rates, the last thing you want is to find out you don’t qualify because your credit score isn’t high enough. In today’s economy, there are some surprising things that can work to lower your score. 9 Year Mortgage presents ten things that you will want to avoid in order to keep your credit rating high.

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9 Year Mortgage Warns: Paying with Plastic Works Against your Weight in the Grocery Store

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Dieters, beware. Studies have shown that grocery shopping with a credit or debit card instead of cash increases the amount you spend on sweets and fattening foods by about 40%.

The logic behind this isn’t earth shattering, but it is still good to know if you want to keep your spending and your weight in check. 9 Year Mortgage knows that when you use cash, there has to be prior planning involved in the grocery list, and then there has to be a visit to the ATM for the right amount of cash. Your credit or debit card is there for a quick craving, but overall, cash is the better option for major grocery shopping.

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9 Year Mortgage: Tips for Spending Less when Eating Out

spending less eating out plate & forks

9 Year Mortgage sees most of us spend a large percentage of our monthly income on eating out. This wine and dine lifestyle can get expensive and may be preventing you form saving or reaching important financial goals. The best alternative to eating out is preparing your meals frugally at home, but that isn’t always possible in today’s society. For those times when eating out is just too appealing, make sure you stay budget savvy while you dine by using these tips:

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9 Year Mortgage: Are you ready to leave your parent’s house?

In recent years the bad economy and job market resulted in many young adults moving back in with their parents. This trend significantly limited the number of young adults starting new households or purchasing homes; However, the tide is beginning to shift as young adults and young families are leaving their parents homes and moving towards a more independent existence. It’s we will likely see far more young people starting fresh in a place of their own in the next few years.

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9 Year Mortgage: Preparing Financial Documents In Case of an Emergency

Nine Year Mortgage storm damage to a home

In order to help you recover after an unexpected emergency or natural disaster, 9 Year Mortgage encourages you to assemble a kit containing the financial information you‘ll need after an unfortunate incident. A few hours of preparation for future uncertainties now can make a big difference after a disaster has taken place. We encourage you to get your financial information organized and keep it in a safe place to ensure you have the tools you’ll need to get back on your feet in a crisis. A fire proof safe or safety deposit box would be an ideal place to store this personal information. Additionally, there are online services that provide secure record storage for sensitive files or the home of a trusted loved one could also hold this paper work for safe keeping.

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9 Year Mortgage: Forgiving Yourself for Financial Mistakes

Nine Year Mortgage Sun Setting

9 Year Mortgage recognizes that no one is perfect and as you strive to become in control financially, you may slip up from time to time. While you may feel remorse and guilt for the mistakes you have made with money it is important to move forward. 9 Year Mortgage invites you to focus on the positive instead of beating yourself up; here are 5 ways to move on after a bad financial decision.

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9 Year Mortgage: Be Smart About Your Smartphone

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9 Year Mortgage: Be Smart About Your Smartphone

With the release of the new iPhone 5, 9 Year Mortgage knows that getting a smartphone is fresh on my people’s minds. However, this isn’t a new fad. In February 2012, polls showed that half of mobile phone owners in the United States had a smartphone. Conventional cell phone users are diminishing, with two out of three people purchasing a new phone choosing a smartphone. And while smartphones are pretty remarkable, 9 Year Mortgage wants you to know about some costs you need to watch and be prepared for. We also want to give you some ideas to help keep this area of spending under control.

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9 Year Mortgage: Must Have Conversations When Planning Retirement Together

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9 Year Mortgage: Must Have Conversations When Planning Retirement Together 9 Year Mortgage sees that couples often have different expectations when it comes to their retirement.   It is important to discuss your retirement plans in-depth and become sure that you and your spouse are on the same page for this big life change. If each [...]

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9 Year Mortgage: discusses insurance coverage

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9 Year Mortgage: discusses insurance coverage 9 Year Mortgage is aware that it can be overwhelming trying to decide what types of insurance you need. There are countless options available and some of them won’t give you enough bang for your buck. In addition, not having enough coverage can yield horrific consequences. There is a [...]

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9 Year Mortgage: The freezer, a food budget’s best pal

9 year mortgage - ice

Being savvy about food expenses will save you a large amount of money over time; one way that 9 Year Mortgage recommends you do this is using your freezer as much as possible. Freezing food will ensure you always have something on hand to cook, and allows you to make the most of sales and typically without affecting your electricity cost all that much.

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9 Year Mortgage – Advice for Helping Your Grad Reduce their Debt

9 year mortgage - graduation

9 Year Mortgage – Helping Your Grad Reduce their Debt Thousands of college students are graduating this month, and a lot of them have a substantial amount of debt to deal with. The poor economy means job prospects are few and far between, and recent grads are finding themselves unemployed or underemployed. Finances can be [...]

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9 Year Mortgage Advice: Teaching Financial Responsibility to Children

Nine year Mortgage Learn Money Smarts

 9 Year Mortgage Advice: Teaching Financial Responsibility to Children The last thing you want as a parent is to see your child grow up to struggle with financial problems and debt like the hundreds of thousands of Americans who currently are.  9 Year Mortgage has 5 suggestions for teaching your children how to be money-smart. [...]

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