9 Year Mortgage Warns About 10 Scams That Are Targeting Seniors Financial scams intending to swindle seniors out of their life-long hard-earned money have been receiving a surplus of media attention because of their growing nature. 9 Year Mortgage wants to help seniors become more aware of these scams, and in turn be more protected […]
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9 Year Mortgage: 7 Ways People Waste Money Even people who are good with their money can be unintentionally wasting it. There is often money escaping unknowingly from our budgets that we could be saving if the leaks were pointed out. These mistakes can be eliminated without causing a major change in your standard of […]
9 Year Mortgage: How to Save Money on Your Telecom Bill 9 Year Mortgage wants people to know a secret for getting lower prices on their TV, internet, and phone bills. All it takes is a phone call to reel in some major savings. So often, people will continue to pay more for their […]
Being savvy about food expenses will save you a large amount of money over time; one way that 9 Year Mortgage recommends you do this is using your freezer as much as possible. Freezing food will ensure you always have something on hand to cook, and allows you to make the most of sales and typically without affecting your electricity cost all that much.
9 Year Mortgage Budgeting Advice: 6 Ways to Better your Budget
There is no one size fits all budget, and even at different times in one person’s life they may need different budgeting techniques. 9 Year Mortgage has 6 suggestions for you to improve your current budget.
9 Year Mortgage – Helping Your Grad Reduce their Debt Thousands of college students are graduating this month, and a lot of them have a substantial amount of debt to deal with. The poor economy means job prospects are few and far between, and recent grads are finding themselves unemployed or underemployed. Finances can be […]
9 Year Mortgage Advice: Teaching Financial Responsibility to Children The last thing you want as a parent is to see your child grow up to struggle with financial problems and debt like the hundreds of thousands of Americans who currently are. 9 Year Mortgage has 5 suggestions for teaching your children how to be money-smart. […]
9 Year Mortgage Advice for Newlyweds- The 5 Biggest Financial Mistakes Couples Make
It’s wedding season, and while finances may not be the most romantic thing to talk about, having this talk is an essential part of avoiding financial mistakes. Since finances can be a source of conflict in marriage, 9 Year Mortgage suggests talking about your financial situations before tying the knot, which will help you avoid making these 5 mistakes.
9 Year Mortgage Helps you Budget: 9 Ways to save on your Grocery Bill
The grocery bill is one of the largest household expenses. 9 year mortgage has a few tips to help you reduce your spending and help you get the most bang for your buck without spending hours clipping coupons.
9 Year Mortgage Shares The 6 Biggest Credit Card Mistakes you Should Avoid There’s a good chance that most of us have made at least one of these credit card no-no’s but, Nine Year Mortgage advises that you avoid making any of these mistakes in order to protect your credit score. 1. Paying your bill […]
6 tricks from 9 Year Mortgage on finding cheaper Summer is around the corner, and travel plans are being made. In these hard economic times it can be difficult to plan a vacation that won’t break the bank. It’s tempting to purchase inexpensive vacation packages, such as the ones offered by Groupon or discount travel […]
If you often find yourself indulging in ‘retail therapy’ or racking up credit card rewards, you could be fueling a dangerous habit. Credit card debt continues to be a huge problem for the average American, yet many are still living a lifestyle that supports a costly debt habit. 9 Year Mortgage suggests looking at your spending habits, and avoiding these seven bad habits that could be fueling your debt addiction.
If you plan on doing some spring cleaning this month, don’t neglect your finances! 9 Year Mortgage suggests 4 steps to help you get organized. 1. De-clutter: After a long winter, there’s a good chance you have some papers piled up, so take this chance to get organized. Collect all of your bills, receipts, stubs, […]
9 Year Mortgage Suggests Four Ways to Increase Your Retirement Income Whether you want to work or have to work, there are many options available to help you earn extra income in retirement. Most retirees have years of work experience that can benefit employers, and many have the skills needed to start their own business […]
Do you begin your new year with a new budget and optimism towards your finances… only to reach December right back where you started? Some quick and easy (but different than in the past) approaches can change your entire outlook on the budgeting dilemma. 9 year mortgage has some advice that will ensure you don’t disappoint yourself this year.
Smiling While Saving With 9 Year Mortgage
Did you begin your New Year with the optimism of a new budget towards your finances… only to reach December right back where you started? Some quick and easy (but different than in the past) approaches can change your entire outlook on the budgeting dilemma. 9 year mortgage has some advice that will ensure you don’t disappoint yourself this year.
9 Year Mortgage Shares 7 Secrets of Credit Card Companies
Credit card companies will work with you, if you are aware that they can do more to help you then they lead on. Always ask for fees to be waived and express the value that you are to their company as a long term customer.
If you’re worried about your credit score, join the club! As you know, it takes one minute to hurt your credit score and normally years to repair it. You may be in a better financial situation now than you used to be, but somehow your past two years of prompt payments has done little to raise your credit score. For years, credit repair clinics have been assisting clients who find themselves in this same predicament by using a method called “piggybacking”. In the following passage, 9 Year Mortgage will continue to discuss what this “piggybacking” entails as well as what the new FICO 08 program does to stop such actions from occurring.
With today’s ever changing market, is it difficult to always be following equities. But with the new 401 (k) plan to avoid such equities would mean high contribution rates. So what is the best way for retirees to take advantage of the equity premium in this new system?
It might come as a surprise to some that the amount of money a family can potentially save through state taxes for college savings varies tremendously on the location of the person. Although many people believe 529 plans to be the best way to save money for their children`s education in the future, there is a risk depending on where a person lives that should help determine if this plan is worth investing in.
Does the idea of reaching retirement seem impossible for you? does it provoke fear and anxiety because of debt or lack of savings? With today’s declining economy, too many people are fearing retirement and in response delaying it. But these fears can be done away with once you learn simple strategies that can help you prepare for retirement and eliminate debt. Nine year mortgage has been successfully helping thousands of people over the years become debt free and ready for retirement with confidence in a financial plan that will work for them. Read on and 9 year mortgage will help lessen your fears about retirement.
Lenders are cutting closing costs and offering other discounts to go along with low rates, but what is the catch? 9 Year Mortgage says as mortgage rates continue to fall, lenders are rolling out flashy discounts and promotions to inspire hesitant home buyers. However critics say the newest offers still stop short of the best deal for borrowers….lower rates. Read on with 9 Year Mortgage and we will give you the details.
While the option to upgrade your credit card to Gold-status is becoming more available to average bankers and the new monthly $5 dollar charge for debit card users that Bank of America has announced, it is becoming harder to decide what the best financial decision is for you and your family. If you are hearing the rumors that your bank is going to start charging you for using a debit card or you seriously considering applying for one of the five credit card applications you get in the mail daily, 9 Year Mortgage would like to discuss the options and alternatives you have to debit cards or credit cards.
9 Year Mortgage believes that one of the bigger challenges for parents of college students is teaching them how to handle money. A checking account is a necessity, as is some kind of budget for books, supplies and living expenses. Then there is the big one…credit. So how do you go about getting a credit card for a college student and what are your best options, so that they don’t rack up a ton of debt? Read on and 9 Year Mortgage will give you some suggestions.
9 Year Mortgage believes that when children move out on their own many boomer parents seize the opportunity to splurge on themselves. The way most Americans see it, is they have finally reached their empty nester years, they have gotten over life’s biggest spending hump or has their spending only begun? Are these empty nesters spending all of their life savings and putting retirement off a couple more years by splurging on themselves? Continue reading and 9 Year Mortgage will give you the answer.
It’s not shocking that home values are still falling, and unfortunately there are no reports of it getting any better any time soon. To those of you who are hoping to sell your home, for more than it’s worth, in order to buy a new one that you can comfortably live the rest of your days in, 9 Year Mortgage doesn’t see this as the attainable dream it once was. With home values expected to drop another near 3% by the years end, the luxury of making a profit on the sale of your home will be a rare occurrence. Such reality is actually causing a spark among a plethora of homeowners, who have indeed caught the “renovating-bug”.
9 Year Mortgage knows of the difficulties that plague our nation at this point in time; housing market woes, high unemployment rates, increasing gas prices, and a drastic leap in general living costs. Although 77 percent of the married couples in the U.S. both hold current jobs, there are also nearly 25 percent of families that are struggling to survive on one income. Even some of those families who are fortunate enough to have two incomes are pulling in what one person could make, so the struggles of meeting ends needs are applicable to a range of people regardless of job status. 9 Year Mortgage has compiled a list of steps that one might want to take if you are considering to start living on one income.
We’ve all heard the stories of the disgruntled children who have received nothing from a deceased parent’s will or they were only given a smidgen of what they expected. The decision of who should get what, in terms of your will, is something everyone must decide someday; for many this is easier said than done. In many cases parents want to leave a larger portion of their estate to one child over another, but there are hurt-feelings and legal issues that end up thwarting their plans. 9 Year Mortgage understands that there are numerous reasons for leaving uneven amounts to inheritors and we’d like to give you pointers on how to do this without your will causing family-drama or possible legal fees.