Everything you Need to Know about Paying for College from Nine Year Mortgage Finding Loans to Finance Higher Education Funding college, whether for yourself or for your children, can seem a bit daunting. Especially if you’ve already taken advantage of available grants and scholarships, but still have a gap in your costs. Rest assured that […]

Nine Year Mortgage believes that life insurance is an essential protection to have, especially for married people with children. When a primary wage earner is taken in death, serious decisions and consequences arise, such as whether to sell the house, whether a stay at home Mom should go to work, whether a grandparent should move in to take care of kids, and mourning the loss of the spouse/parent. These issues, along with all the rest that go along with such a stressful time in life, are best made with the peace of mind that comes from knowing that money is not a problem or a factor in the decision.

How much did you spend last month on groceries? How much do you usually spend on groceries in a month? Can you answer those two questions on cell phone and cable TV spending, dining out, insurance, gasoline, etc? If you know how much you spend in these various categories you’re miles ahead of most Americans.

Recently, several Nine Year Mortgage clients wanted to learn some steps they could take to be able to live within their income. Each client was spending between $100 and $200 each month more than they earned. As I examined their monthly budgets, I noticed in both cases they had allocated over two hundred dollars a month for “work lunches”. For a normal 20-day work week, that is about $10 every day.