When we first heard about 9 Year Mortgage we read their website and were interested enough to set up a phone interview. After talking with the representative we were convinced that this may be the way to go. It was a little scary at first, but we made our minds up that this would work for us.

We set up a program that was personalized to our circumstances and got started immediately.
The best part was that we could see balances drop monthly! All of the people that we came in contact with were extremely friendly, helpful, and courteous.

We definitely learned to be more accountable for what we were spending each month and even completely gave up using credit cards; we just didn’t need to!
We have paid off six credit card accounts with balances of over $44,000 and will have our mortgage paid off in 5 1/2 more years.

When I heard that we could be debt free including the mortgage in just 8 years and save more than $220,000 in interest, it almost sounded too good to be true, but when they explained the way it worked, it made sense to me we were excited. I didn’t want to carry a mortgage into retirement and neither did my husband.

Now I get on every month and look at the progress we’ve made and it makes me feel good. We’ve even found ways to accelerate our plan even further and are one year ahead of schedule!

Now, getting the credit card statements in the mail isn’t stressful for me because I know that everything is getting paid down as quickly as possible and one by one these bills will be gone forever. The 9 Year Mortgage debt plan has simplified our lives in a big way. I am glad that we did it.”

praying for a solution to get us out of debt when I found 9 Year Mortgage. I am thankful that this is the place we found because it has truly been an answer to my prayer.

Now we’ve been on the program for a while and the other day I looked at my statement from MBNA and realized that my balance had come down by $5000. That was really motivating to me. Sometimes it’s hard to have discipline when you see everyone else taking another vacation on the credit card, but we wouldn’t trade the peace of mind we feel every day for the short thrill of a vacation we couldn’t afford. That’s not what we do anymore. The 9 Year Mortgage program is a new lifestyle for us.

I go to bed at night knowing that we are going forward and not backward. I don’t feel overwhelmed or out of control. It just feels good.”

At first we thought it sounded too good to be true. We’d always wanted to do something like this. We read everything, asked tons of questions, and everyone was very nice in giving us the answers. Still, we kept thinking, ‘What’s the catch??’ The analysts at 9 Year Mortgage kept answering our concerns patiently, plainly, and simply. We were thrilled–very happy–to finally internalize that our goal of becoming financially independent CAN become a reality!

We know our money is being applied to every debt in a timely and efficient manner. We’ve always wanted to pay down our debt with extra money added to our payments, but could never pull it off because we didn’t have the capital to do it. I have recommended and will continue to recommend people to 9 Year Mortgage.

I do landscaping and gardening and my husband is a carpenter. We live out in the boonies on 5.5 acres and at this moment we are sitting outside eating smoked salmon and crackers, enjoying this perfect 80-degree day. Our children are grown and live in FL and we are considering moving down there. In ten years our debt will be all gone–hallelujah!! Our debt plan with 9 Year Mortgage is our ticket south, literally!”

The online statements are a big help. It is great to see our progress, and we love the flexibility of being able to see the end result of any financial decisions we might consider. The staff at 9 Year Mortgage has been very helpful and professional in answering our questions and helping us out.

We are excited to finally being on our way to being completely debt free.”

I was very skeptical and actually didn’t want to do it at first. I took awhile to decide but my wife, who was the one who payed all the bills, was all for it. Our analyst, Bill, reassured me with this analogy: ‘Do you have a 401K at work? Do you put the money into it or does your employer? They do. We pay your debt off for you. When you get extra money we apply it directly to your remaining debts’. That helped me to know that this is what we wanted and needed to do. And now we have a plan that gets rid of ALL our debt in 4.1 years instead of over 35! I’ve told a dozen people at work about you; I know they like to live large like I do so I know the plan can help them.

Since being with 9 Year Mortgage the biggest benefit has been not having to make any payments. With my wife being the one to do it, she’d sit in the chair all night long making out checks to everyone, worrying about it all so I’d even say that 9 Year Mortgage has helped our marriage out! Thank you 9 Year Mortgage!”