If you’re going back to school yourself or sending a child off to college, the cost of education adds up. 9 Year Mortgage offers a few tips to keep tuition and other school expenses as low as possible.
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9 Year Mortgage: How Friends Can Negatively Impact Your Spending 9 Year Mortgage recommends you consider if your friends are helping or hurting you financially. Think about the restaurants your friends choose when you go out together; are they within your budget? Do you find yourself buying more expensive clothes or clothes you don’t need […]
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9 Year Mortgage: Savings Setbacks to Overcome 9 Year Mortgage encourages you to put a percentage of your income into savings each month. Putting money away for a rainy day can be a difficult task for most people; individuals and families are bombarded with expenditures that seem more pressing and necessary than saving. Those who […]
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9 Year Mortgage encourages you to not overpay while improving your physical fitness Making healthy choices will prevent several expensive issues in the long run. While it is vital to care for your health, fitness and nutrition 9 Year Mortgage hopes you will consider if the correlating expenses are necessary; Fitness doesn’t have to come […]
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9 Year Mortgage Advice: Teaching Financial Responsibility to Children The last thing you want as a parent is to see your child grow up to struggle with financial problems and debt like the hundreds of thousands of Americans who currently are. 9 Year Mortgage has 5 suggestions for teaching your children how to be money-smart. […]
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In the middle of financial uncertainty, 9 Year Mortgage understands that a large event such as a wedding may seem impossible to pull off; as a parent paying for an event like a wedding for your child can be a heavy burden. A memorable wedding can still take place even when you and your child are on a tight budget. Encourage the bride and groom to down size the stress and money are sure to be significantly reduced as they do so. The money that you could spent on a lavish wedding could then be used towards buying the couple’s first home or paying down existing debts instead of hurting your finances.
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Four Simple Ways You Can Begin Saving with 9 Year Mortgage
At 9 Year Mortgage we understand, saving money doesn’t come as easy as spending. It is difficult to put money away for a rainy day when finances are tight to begin with. Saving may not give you the instant gratification that purchasing new items will but, in the long run you’ll feel a lot of satisfaction watching your savings grow.
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While there is no one-size-fits-all approach to budgeting, this method can work for any income level. You may think your income is the problem; however 9 Year Mortgage suggests it is possible to budget no matter how small you think your income may be.
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In cultivating your credit score flawlessly I’m sure you’re the type of person who pays on time, and never leaves an outstanding balance, am I right? In your mind you’re golden! …Or are you. This may come as a surprise but these are not the key components to a superb credit score. Many consumers like you are unaware of what makes their credit scores move up and down.
Obviously you understand that the money that you spend and pay off per month in relation to your available credit effects your score but what you may not have realized is that they calculate your score from your total on your statement date and not the due date. You could have a balance that you don’t even know about which in turn hurts your credit, all the while you are unaware.
Here’s a little advice from 9 Year Mortgage on how to revamp your credit scores to what you want them to be while avoiding making those small decisions that can hurt big time.
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So you’re finally at that age where you can retire, but the question is, can you? Most rush to leave the workforce, in years past up to half of retirees left their jobs by the age of 63. Because really, who wants to wait? You’ve been planning and saving and scraping for your retirement fund and now it’s finally time for you to relax and for all of that hard work to pay off. That is, if you did save and scrape and plan. A rising number of individuals in America now state that they do not feel confident that they will be able to retire by the age of 60; in fact only 13% of American employees feel confident that they will be able to live comfortably on their retirement fund. The financial doubt even reaches out to those who are already retired; over 70% have expressed worry that they do not have sufficient funds to support themselves for the rest of their retirement.
These days it isn’t simple to retire by any means but there are ways for you to get back on track with your plan. 9 Year Mortgage is here to help you take the first few steps towards the financial stability you deserve. Let’s take a look at some helpful advice and ideas to help you get to where you need to be.
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9 Year Mortgage recognizes that financial issues are the most common reason for divorce in the United States of America and would like to step in and make a few suggestions. Yes adultery, abuse, addiction, those are also reasons for divorce but the standing highest explanation and root of the separation is money. Communication and understanding should always be implemented into the conversation with a loved one while discussing finances. For example do not overlook the fact that you both grew up in very different homes therefore you have learned different budgeting and saving strategies from your parents. Here are a few pieces of advice that can help you and your spouse from allowing your finances to get the better of your relationship.
Take a look for a second at your budget. Is it working?? If your answer is “just barely” then here are some simple ideas for changes in the financial part of your life to give you a little extra spending money in your pocket… and to keep it there.
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9 Year Mortgage Tips on Fixing Your Finances This Holiday Season
Christmas is a time where people max out credit cards and get into debt just to please a friend or family member with a gift that in the upcoming months wont be used anymore. Let me suggest this Christmas season that you try and do things differently. Give practical gifts, inexpensive gifts, or even give the gift of financial advice.
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It is said that what you don’t know can’t hurt you. However that is not the case when it comes to your retirement. What you don’t know can cost you, and in some cases it can cost you dearly. Advisers say there’s a host of unknown costs and fees lurking inside your 401 K plans, IRAs and other such retirement accounts. These fees can make a huge difference in your overall investment returns. Read on and 9 Year Mortgage will tell you what to look out for.
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Should we discuss the good or bad news first? Since it’s better to end on a positive note, 9 Year Mortgage is sorry to say that the already steep costs for college tuition have once again spiked in over 30 different sates. On the upside, the new debt deal may have cut military spending and made the stock market plummet, but college grants did get a funding boost. An increase in awarded pell grants could be the best news to those students who are married, older, or who come from homes with low finances; But a wise word for all of you parents who earn enough to make your dependent child ineligible for grants – Your bank account may be drained from tuition or your child will have a dramatic increase in debt.
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Have you ever wondered if your parents are being completely truthful when it comes to their finances? Do they have an old collection that may actually be worth thousands of dollars, or do they act poor but really have stacks of cash stashed away? Maybe their house is paid for and you have a sizable inheritance coming your way and you don’t even know it. If you have ever wondered about your parents money then read on and 9 Year Mortgage will tell you the 6 things you don’t know about your parents and their money.
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In this article, Nine Year Mortgage will share a few options that you have in helping your children start saving for their future education. We all know that education is widely thought of as a key to our future success. In order for us to get that key, we must have money to fund our educational endeavors. Starting to invest early helps money to grow over time. These plans will help your child’s money grow, so you can stress less about how they will end up pay for college.
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