Nine Year Mortgage knows that it is easy to get caught up in all of the financial “options” in this day and age. However, there are some choices that could send you into a financial downward spiral. Here’s a look at what Nine Year Mortgage thinks are the top ten unwise debt choices this year.
Every parent needs to know these 3 warning signs of children who may have money issues down the road. 9 Year Mortgage wants to point out these red flags, as well as give possible solutions.
9 Year Mortgage:Tips for Making Amusement Park Vacations Affordable
If your kids are dreaming of a magical family trip to their favorite theme park, you might be dreading that extra expense. While amusement parks and theme parks do get expensive, those who do some homework ahead of time can find deals and savings allowing them to enjoy a wonderful vacation on an affordable budget. 9 Year Mortgage provides the following tips for making that dream vacation a reality for a little less.
If you’re going back to school yourself or sending a child off to college, the cost of education adds up. 9 Year Mortgage offers a few tips to keep tuition and other school expenses as low as possible.
9 Year Mortgage sees retirements are lasting longer these days and encourages you to be ready for all the expenses that will come your way. You’ll most likely need to stick to a tight budget after you retire. Don’t forget to budget and save for the following expenses that you may have passed over:
Swindlers are always on the lookout for ways to take advantage of online shoppers. If you aren’t aware of the ways that you can make mistakes and become vulnerable, 9 Year mortgage suggests that it is important to learn some basic safety skills.
9 Year Mortgage sees most of us spend a large percentage of our monthly income on eating out. This wine and dine lifestyle can get expensive and may be preventing you form saving or reaching important financial goals. The best alternative to eating out is preparing your meals frugally at home, but that isn’t always possible in today’s society. For those times when eating out is just too appealing, make sure you stay budget savvy while you dine by using these tips:
9 Year Mortgage: Home Equity and Retirement 9 Year Mortgage: Is it a good idea to Depend on Home Equity for Retirement? Homes are generally a persons most valuable asset. Home equity, is a part of owning a home that many couples use as a resource when preparing for retirement, but is this really a […]
Have you ever experienced a job loss, unexpected medical expenses, or an automobile repair out of nowhere? It`s events like these that can catch us off guard and result in significant debt if unplanned for. 9 Year Mortgage suggests some solutions to building a 6 month savings plan so you can start to get ahead.
9 year Mortgage: 5 Important Tasks to Prepare for Retirement 9 Year Mortgage knows that when you get only a few short years away from retirement, it is time to get your financial ducks in a row. Here are five tasks to be completed a few years before the transition. Examine all of your company […]
In recent years the bad economy and job market resulted in many young adults moving back in with their parents. This trend significantly limited the number of young adults starting new households or purchasing homes; However, the tide is beginning to shift as young adults and young families are leaving their parents homes and moving towards a more independent existence. It’s we will likely see far more young people starting fresh in a place of their own in the next few years.
9 Year Mortgage encourages you to update your approach to saving money this year. With easy access to the Internet comes more opportunities to prepare for your economic future. There are new ways to stretch your money that take little time and help you save without diminishing your quality of life.
For decades, parents have been paying their children an allowance for doing work around the house, yard, and even sometimes for nothing at all. Is there any harm in rewarding kids for their help with chores, or for just being a good kid? 9 Year mortgage suggests that there is.
In order to help you recover after an unexpected emergency or natural disaster, 9 Year Mortgage encourages you to assemble a kit containing the financial information you‘ll need after an unfortunate incident. A few hours of preparation for future uncertainties now can make a big difference after a disaster has taken place. We encourage you to get your financial information organized and keep it in a safe place to ensure you have the tools you’ll need to get back on your feet in a crisis. A fire proof safe or safety deposit box would be an ideal place to store this personal information. Additionally, there are online services that provide secure record storage for sensitive files or the home of a trusted loved one could also hold this paper work for safe keeping.
9 Year Mortgage: A cure for shopping addictions Everyone wants to spend less money. With the Holiday season upon us, it is easy to feel like all you are doing is spending money. It is important to try and be reasonable in your spending, but for some people, that means learning to overcome an actual […]
9 Year Mortgage Discusses: When to Check Your Credit and Why Many people are unsure of when it is appropriate to check their credit report. 9 Year Mortgage recommends you check your credit score at least annually and in the following situations: In order to detect identity theft early If you’ve had a problem with […]
9 Year Mortgage: How Friends Can Negatively Impact Your Spending 9 Year Mortgage recommends you consider if your friends are helping or hurting you financially. Think about the restaurants your friends choose when you go out together; are they within your budget? Do you find yourself buying more expensive clothes or clothes you don’t need […]
9 Year Mortgage: Savings Setbacks to Overcome 9 Year Mortgage encourages you to put a percentage of your income into savings each month. Putting money away for a rainy day can be a difficult task for most people; individuals and families are bombarded with expenditures that seem more pressing and necessary than saving. Those who […]
9 Year Mortgage: Must Have Conversations When Planning Retirement Together 9 Year Mortgage sees that couples often have different expectations when it comes to their retirement. It is important to discuss your retirement plans in-depth and become sure that you and your spouse are on the same page for this big life change. If each […]
9 Year Mortgage: discusses insurance coverage 9 Year Mortgage is aware that it can be overwhelming trying to decide what types of insurance you need. There are countless options available and some of them won’t give you enough bang for your buck. In addition, not having enough coverage can yield horrific consequences. There is a […]
9 Year Mortgage: How to Improve Your Credit Scores What’s in a credit score? Well, a lot. Even though a credit score is just a number it can impact multiple aspects of your life; having a good credit score decides the rates you get on loans, the car you can afford to buy and, with […]
9 Year Mortgage encourages you to not overpay while improving your physical fitness Making healthy choices will prevent several expensive issues in the long run. While it is vital to care for your health, fitness and nutrition 9 Year Mortgage hopes you will consider if the correlating expenses are necessary; Fitness doesn’t have to come […]
When preparing to retire 9 Year Mortgage recommends you create a finical plan for even monthly and daily expenses. As you look over your potential budget you may be surprised how seemingly tiny expenses made frequently will add up over time. 9 Year mortgage encourages you start trimming your expenditures now in order to ease the shift to living without a salary. Here are some areas you should consider reducing.
Being savvy about food expenses will save you a large amount of money over time; one way that 9 Year Mortgage recommends you do this is using your freezer as much as possible. Freezing food will ensure you always have something on hand to cook, and allows you to make the most of sales and typically without affecting your electricity cost all that much.
9 Year Mortgage Recommends 6 Ways to Save on Your Summer Vacation
The kids will soon be out of school, temperatures are rising, and there are just a few more days until it’s officially summer. If you are planning on taking a summer trip it can be challenging to stay on a budget- especially with the price of. 9 Year Mortgage has a few suggestions to save some money on your vacation.
9 Year Mortgage Budgeting Advice: 6 Ways to Better your Budget
There is no one size fits all budget, and even at different times in one person’s life they may need different budgeting techniques. 9 Year Mortgage has 6 suggestions for you to improve your current budget.
9 Year Mortgage discusses how to balance financial obligations in marriage Despite most relationships having a primary breadwinner it is still wise to develop both partner’s credit history and financial security. In many situations women make less in the work place than men and become stay at home moms when the couple begins having children. […]
9 Year Mortgage – Helping Your Grad Reduce their Debt Thousands of college students are graduating this month, and a lot of them have a substantial amount of debt to deal with. The poor economy means job prospects are few and far between, and recent grads are finding themselves unemployed or underemployed. Finances can be […]
9 Year Mortgage understands that while you’re trying to pay down debts purchasing a new car might be low on the priority list. If you’re driving an older car it will likely need frequent maintenance and it is often challenging to find a skilled, honest mechanic.
9 Year Mortgage Advice: Teaching Financial Responsibility to Children The last thing you want as a parent is to see your child grow up to struggle with financial problems and debt like the hundreds of thousands of Americans who currently are. 9 Year Mortgage has 5 suggestions for teaching your children how to be money-smart. […]