investing

9 Year Mortgage: Steps to Close your Retirement Gap

Here at 9 Year Mortgage, we know that most retirement planners are facing a gap between their retirement goals and their actual retirement savings. Taking the initial retirement planning steps, setting aside and investing money, is the start of creating a retirement plan that you want. However, there are some other steps you can take to make sure that you will truly have enough money to cover your needs in retirement.

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9 Year Mortgage: How Friends Can Negatively Impact Your Spending

9 Year Mortgage Dinner

9 Year Mortgage: How Friends Can Negatively Impact Your Spending 9 Year Mortgage recommends you consider if your friends are helping or hurting you financially. Think about the restaurants your friends choose when you go out together; are they within your budget? Do you find yourself buying more expensive clothes or clothes you don’t need […]

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9 Year Mortgage Warns About 10 Scams That Are Targeting Seniors

nine year mortgage - senior couple

9 Year Mortgage Warns About 10 Scams That Are Targeting Seniors Financial scams intending to swindle seniors out of their life-long hard-earned money have been receiving a surplus of media attention because of their growing nature. 9 Year Mortgage wants to help seniors become more aware of these scams, and in turn be more protected […]

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9 Year Mortgage Suggestions On Increasing Your Retirement Income

9 Year Mortgage Suggests Four Ways to Increase Your Retirement Income Whether you want to work or have to work, there are many options available to help you earn extra income in retirement. Most retirees have years of work experience that can benefit employers, and many have the skills needed to start their own business […]

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9 Year Mortgage Advice on Credit Card Repair

9 Year Mortgageg - Credit Card

In cultivating your credit score flawlessly I’m sure you’re the type of person who pays on time, and never leaves an outstanding balance, am I right? In your mind you’re golden! …Or are you. This may come as a surprise but these are not the key components to a superb credit score. Many consumers like you are unaware of what makes their credit scores move up and down.
Obviously you understand that the money that you spend and pay off per month in relation to your available credit effects your score but what you may not have realized is that they calculate your score from your total on your statement date and not the due date. You could have a balance that you don’t even know about which in turn hurts your credit, all the while you are unaware.

Here’s a little advice from 9 Year Mortgage on how to revamp your credit scores to what you want them to be while avoiding making those small decisions that can hurt big time.

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How to Budget For Baby with 9 Year Mortgage

9 Year Mortgage Baby

The joy of expecting a new edition to your family is astounding! What will he or she sound like? Will I see my eyes when I look at my baby, or will I see my husband’s chin? The moments after you find out this spectacular news your mind reels at what lies ahead with your little infant. You imagine a nursery full of books, colorful toys and soft blankets along with a rocking chair in a cozy corner just for you to hold and admire your new little angel. Having a baby is a remarkable experience and should be well thought out… this includes budgeting for your expanding family! You have an estimated nine months to plan and prepare, maybe less! 9 Year Mortgage is here to assist you in beginning on the right path to your new baby budget.

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Overcoming The Money Mountain With 9 Year Mortgage

9 Year Mortgage couple

9 Year Mortgage recognizes that financial issues are the most common reason for divorce in the United States of America and would like to step in and make a few suggestions. Yes adultery, abuse, addiction, those are also reasons for divorce but the standing highest explanation and root of the separation is money. Communication and understanding should always be implemented into the conversation with a loved one while discussing finances. For example do not overlook the fact that you both grew up in very different homes therefore you have learned different budgeting and saving strategies from your parents. Here are a few pieces of advice that can help you and your spouse from allowing your finances to get the better of your relationship.

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Smiling While Saving With 9 Year Mortgage

9 year mortgage budget

Do you begin your new year with a new budget and optimism towards your finances… only to reach December right back where you started? Some quick and easy (but different than in the past) approaches can change your entire outlook on the budgeting dilemma. 9 year mortgage has some advice that will ensure you don’t disappoint yourself this year.
Smiling While Saving With 9 Year Mortgage
Did you begin your New Year with the optimism of a new budget towards your finances… only to reach December right back where you started? Some quick and easy (but different than in the past) approaches can change your entire outlook on the budgeting dilemma. 9 year mortgage has some advice that will ensure you don’t disappoint yourself this year.

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9 Year Mortgage on Renting out Spare Rooms

9 Year Mortgage on Renting out Spare Rooms

More often than not in today`s society, more homeowners are taking in lodgers and renting out rooms to make some extra money then one might expect. However, there are some potential problems with renting a space that a person should consider before doing so. 9 Year Mortgage has some advice on how to avoid these things and make an investment through renting out an extra room.

In the 1800s and even early 1900s it was a very common thing to have boarders in ones home. Many middle class families with extra space would rent out to make extra cash and make payments easier as well as financial responsibilities. This trend is coming back in as many American families now are starting to do the same. There are great benefits to renting out unused space. According to the Census Bureau states that unrelated adults living in anthers home jumped 12% since 2008 and in 2010 there were 7.3 million people doing this.

Why are there so many boarders in the United States these days? That is a valid question; with today’s uncertain economy and high unemployment rates, more people are delaying buying homes of their own, for these same reasons, those that have homes are starting to offer their open space to those who will pay per month to live with them which helps everyone in the long run.

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9 Year Mortgage – Advice on 529 College Saving Plans

It might come as a surprise to some that the amount of money a family can potentially save through state taxes for college savings varies tremendously on the location of the person. Although many people believe 529 plans to be the best way to save money for their children`s education in the future, there is a risk depending on where a person lives that should help determine if this plan is worth investing in.

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9 Year Mortgage With Putting an End to Fears about Retirement

Does the idea of reaching retirement seem impossible for you? does it provoke fear and anxiety because of debt or lack of savings? With today’s declining economy, too many people are fearing retirement and in response delaying it. But these fears can be done away with once you learn simple strategies that can help you prepare for retirement and eliminate debt. Nine year mortgage has been successfully helping thousands of people over the years become debt free and ready for retirement with confidence in a financial plan that will work for them. Read on and 9 year mortgage will help lessen your fears about retirement.

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Finally, Time to Buy a House

U.S. house prices have plunged by almost one-third in five years and the nation’s home ownership rate is falling at the fastest pace since the Great Depression. Two key measures now suggest it is an excellent time to buy a house as a long-term residence or an income property. Read on and 9 Year Mortgage will tell you what to look for.

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Resources to Avoid Investment Scams

9 Year Mortgage with Resources to Avoid Investment Scams Looking for investments with good returns and not so much risk? You are not the only one. 9 Year Mortgage says that scam artists know the  people that are hankering for such products and they are more than willing to serve up financial opportunities that, surely, […]

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Costs That Can Ruin Your Retirement

It is said that what you don’t know can’t hurt you. However that is not the case when it comes to your retirement. What you don’t know can cost you, and in some cases it can cost you dearly. Advisers say there’s a host of unknown costs and fees lurking inside your 401 K plans, IRAs and other such retirement accounts. These fees can make a huge difference in your overall investment returns. Read on and 9 Year Mortgage will tell you what to look out for.

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9 Steps to Sell Your Home For What it’s Worth

It isn’t new news to any of us that the housing market is currently not the best, nor do we have any promising information that is leading us to believe it will make a fast recovery. As always, regardless of the U.S.’s economic or housing situation, our lives continue to go on and moving may become necessary for a lot of us. For this reason, 9 Year Mortgage has created a “must-do” list if you are hoping to sell your humble abode for its market value, or more.

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9 Year Mortgage Financial Peace Newsletter May 2011

For the first time ever China is about to pass the US in percentage of World GDP. Meanwhile, banks are expected to send out 3.2 billion credit card offers this year. 9 Year Mortgage also expounds on negotiating the best deals on six common fees and expenses, and the dangers of only making the minimum payments on your debts. Don’t miss out on the May 2011 edition of the 9 Year Mortgage Financial Newsletter.

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Buy Silver – Invest InYour Future

If you had been on the ball right when the market crashed in 2008, you could have bought silver around $9 an ounce. Now, 2.5 years later (April 2011) silver has shot to over $40 an ounce! So if you had started to invest when the market was at its lowest, you could have quadrupled your money by now! That is only 2.5 years of investing for what would normally take you decades to accomplish through interest given to you by the bank!

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