The “credit score” is nothing new; however there are still many misconceptions and myths surrounding them. 9 Year Mortgage wants to help set these myths straight.
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With today’s low interest rates, the last thing you want is to find out you don’t qualify because your credit score isn’t high enough. In today’s economy, there are some surprising things that can work to lower your score. 9 Year Mortgage presents ten things that you will want to avoid in order to keep your credit rating high.
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9 Year Mortgage Discusses: When to Check Your Credit and Why Many people are unsure of when it is appropriate to check their credit report. 9 Year Mortgage recommends you check your credit score at least annually and in the following situations: In order to detect identity theft early If you’ve had a problem with […]
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9 Year Mortgage: How to Improve Your Credit Scores What’s in a credit score? Well, a lot. Even though a credit score is just a number it can impact multiple aspects of your life; having a good credit score decides the rates you get on loans, the car you can afford to buy and, with […]
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9 Year Mortgage gives a few suggestions for getting a better credit score more rapidly. Improving your credit rating will take time however, there are ways to jump-start this process and see results rapidly. When trying to clean up your credit score, 9 Year Mortgage recommends beginning the process by following these steps: First, reduce […]
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9 Year Mortgage discusses how to balance financial obligations in marriage Despite most relationships having a primary breadwinner it is still wise to develop both partner’s credit history and financial security. In many situations women make less in the work place than men and become stay at home moms when the couple begins having children. […]
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9 Year Mortgage Advice for Newlyweds- The 5 Biggest Financial Mistakes Couples Make
It’s wedding season, and while finances may not be the most romantic thing to talk about, having this talk is an essential part of avoiding financial mistakes. Since finances can be a source of conflict in marriage, 9 Year Mortgage suggests talking about your financial situations before tying the knot, which will help you avoid making these 5 mistakes.
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Four Simple Ways You Can Begin Saving with 9 Year Mortgage
At 9 Year Mortgage we understand, saving money doesn’t come as easy as spending. It is difficult to put money away for a rainy day when finances are tight to begin with. Saving may not give you the instant gratification that purchasing new items will but, in the long run you’ll feel a lot of satisfaction watching your savings grow.
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9 Year Mortgage Shares The 6 Biggest Credit Card Mistakes you Should Avoid There’s a good chance that most of us have made at least one of these credit card no-no’s but, Nine Year Mortgage advises that you avoid making any of these mistakes in order to protect your credit score. 1. Paying your bill […]
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If you plan on doing some spring cleaning this month, don’t neglect your finances! 9 Year Mortgage suggests 4 steps to help you get organized. 1. De-clutter: After a long winter, there’s a good chance you have some papers piled up, so take this chance to get organized. Collect all of your bills, receipts, stubs, […]
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In cultivating your credit score flawlessly I’m sure you’re the type of person who pays on time, and never leaves an outstanding balance, am I right? In your mind you’re golden! …Or are you. This may come as a surprise but these are not the key components to a superb credit score. Many consumers like you are unaware of what makes their credit scores move up and down.
Obviously you understand that the money that you spend and pay off per month in relation to your available credit effects your score but what you may not have realized is that they calculate your score from your total on your statement date and not the due date. You could have a balance that you don’t even know about which in turn hurts your credit, all the while you are unaware.
Here’s a little advice from 9 Year Mortgage on how to revamp your credit scores to what you want them to be while avoiding making those small decisions that can hurt big time.
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The joy of expecting a new edition to your family is astounding! What will he or she sound like? Will I see my eyes when I look at my baby, or will I see my husband’s chin? The moments after you find out this spectacular news your mind reels at what lies ahead with your little infant. You imagine a nursery full of books, colorful toys and soft blankets along with a rocking chair in a cozy corner just for you to hold and admire your new little angel. Having a baby is a remarkable experience and should be well thought out… this includes budgeting for your expanding family! You have an estimated nine months to plan and prepare, maybe less! 9 Year Mortgage is here to assist you in beginning on the right path to your new baby budget.
While the option to upgrade your credit card to Gold-status is becoming more available to average bankers and the new monthly $5 dollar charge for debit card users that Bank of America has announced, it is becoming harder to decide what the best financial decision is for you and your family. If you are hearing the rumors that your bank is going to start charging you for using a debit card or you seriously considering applying for one of the five credit card applications you get in the mail daily, 9 Year Mortgage would like to discuss the options and alternatives you have to debit cards or credit cards.
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9 Year Mortgage believes that Americans are infamous for their ability to spend more than they earn. However now, as the economy continues to cripple, this notoriety has reached epic proportions. With those of you who have lots of debt yet not sure how to pay it off, read on and 9 Year Mortgage will give you some ideas.
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It has been just over two years since I started my Financial Plan with 9 Year Mortgage. I needed a simple plan that would keep me on track and give me more time to concentrate on my work…This has been an amazing experience.
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We are approaching our 70’s and have been worried about how much longer we can continue working. Our 9 Year Mortgage Financial Plan will have us debt free in 10 years including our home. What is exciting to us is that 9 Year Mortgage will have all of our other debts paid off in only 2 years, freeing up close to $1,100 per month.
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In the April issue of the 9 Year Mortgage Financial Newsletter learn how to save on home and auto insurance, how you compare with the finances of the average American, and why you should be concerned about compound interest and minimum credit card payments.
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