9 Year Mortgage: Must Have Conversations When Planning Retirement Together 9 Year Mortgage sees that couples often have different expectations when it comes to their retirement. It is important to discuss your retirement plans in-depth and become sure that you and your spouse are on the same page for this big life change. If each […]
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9 Year Mortgage Advice for Newlyweds- The 5 Biggest Financial Mistakes Couples Make
It’s wedding season, and while finances may not be the most romantic thing to talk about, having this talk is an essential part of avoiding financial mistakes. Since finances can be a source of conflict in marriage, 9 Year Mortgage suggests talking about your financial situations before tying the knot, which will help you avoid making these 5 mistakes.
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In cultivating your credit score flawlessly I’m sure you’re the type of person who pays on time, and never leaves an outstanding balance, am I right? In your mind you’re golden! …Or are you. This may come as a surprise but these are not the key components to a superb credit score. Many consumers like you are unaware of what makes their credit scores move up and down.
Obviously you understand that the money that you spend and pay off per month in relation to your available credit effects your score but what you may not have realized is that they calculate your score from your total on your statement date and not the due date. You could have a balance that you don’t even know about which in turn hurts your credit, all the while you are unaware.
Here’s a little advice from 9 Year Mortgage on how to revamp your credit scores to what you want them to be while avoiding making those small decisions that can hurt big time.
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So you’re finally at that age where you can retire, but the question is, can you? Most rush to leave the workforce, in years past up to half of retirees left their jobs by the age of 63. Because really, who wants to wait? You’ve been planning and saving and scraping for your retirement fund and now it’s finally time for you to relax and for all of that hard work to pay off. That is, if you did save and scrape and plan. A rising number of individuals in America now state that they do not feel confident that they will be able to retire by the age of 60; in fact only 13% of American employees feel confident that they will be able to live comfortably on their retirement fund. The financial doubt even reaches out to those who are already retired; over 70% have expressed worry that they do not have sufficient funds to support themselves for the rest of their retirement.
These days it isn’t simple to retire by any means but there are ways for you to get back on track with your plan. 9 Year Mortgage is here to help you take the first few steps towards the financial stability you deserve. Let’s take a look at some helpful advice and ideas to help you get to where you need to be.
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The joy of expecting a new edition to your family is astounding! What will he or she sound like? Will I see my eyes when I look at my baby, or will I see my husband’s chin? The moments after you find out this spectacular news your mind reels at what lies ahead with your little infant. You imagine a nursery full of books, colorful toys and soft blankets along with a rocking chair in a cozy corner just for you to hold and admire your new little angel. Having a baby is a remarkable experience and should be well thought out… this includes budgeting for your expanding family! You have an estimated nine months to plan and prepare, maybe less! 9 Year Mortgage is here to assist you in beginning on the right path to your new baby budget.
9 Year Mortgage recognizes that financial issues are the most common reason for divorce in the United States of America and would like to step in and make a few suggestions. Yes adultery, abuse, addiction, those are also reasons for divorce but the standing highest explanation and root of the separation is money. Communication and understanding should always be implemented into the conversation with a loved one while discussing finances. For example do not overlook the fact that you both grew up in very different homes therefore you have learned different budgeting and saving strategies from your parents. Here are a few pieces of advice that can help you and your spouse from allowing your finances to get the better of your relationship.
Take a look for a second at your budget. Is it working?? If your answer is “just barely” then here are some simple ideas for changes in the financial part of your life to give you a little extra spending money in your pocket… and to keep it there.
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Do you begin your new year with a new budget and optimism towards your finances… only to reach December right back where you started? Some quick and easy (but different than in the past) approaches can change your entire outlook on the budgeting dilemma. 9 year mortgage has some advice that will ensure you don’t disappoint yourself this year.
Smiling While Saving With 9 Year Mortgage
Did you begin your New Year with the optimism of a new budget towards your finances… only to reach December right back where you started? Some quick and easy (but different than in the past) approaches can change your entire outlook on the budgeting dilemma. 9 year mortgage has some advice that will ensure you don’t disappoint yourself this year.
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9 Year Mortgage Time for Your Financial Check Up
Have you noticed that your savings has become clear to nothing these days? Remember you are in control of your finances, but here is a way to see if you are in check .
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9 Year Mortgage Shares 7 Secrets of Credit Card Companies
Credit card companies will work with you, if you are aware that they can do more to help you then they lead on. Always ask for fees to be waived and express the value that you are to their company as a long term customer.
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9 Year Mortgage believes that Americans are infamous for their ability to spend more than they earn. However now, as the economy continues to cripple, this notoriety has reached epic proportions. With those of you who have lots of debt yet not sure how to pay it off, read on and 9 Year Mortgage will give you some ideas.
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9 Year Mortgage is becoming increasingly aware of the unfortunate trend of grown children relying on their parents for financial support. The unfortunate part of grown children relying on their parents for financing is due to the fact that it is ruining their parents chance for retiring or their retirement funds. Between helping your children with mortgages, rent, child care, gifting or allowing them to live at your home, you are jeopardizing your opportunity for a successful retirement and 9 Year Mortgage will show you how.
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For most people buying a house will be the biggest purchase they make in their life, and one they will be paying off for years, or even decades to come. Given that it’s such a big decision, how do you know how much to spend on a home? Spending too much on a home could leave you with little to no money for other goals, such as retirement, college funds, vacations, and toys. 9 Year Mortgage encourages you to read on so that you don’t make the mistake of overspending on your home!
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I did it! Just over two years ago when I called 9 Year Mortgage, I didn’t know how I was going to pay off all my debt. I thought it was going to take forever unless I increased my payments which I did not have the money to do.
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It has been just over two years since I started my Financial Plan with 9 Year Mortgage. I needed a simple plan that would keep me on track and give me more time to concentrate on my work…This has been an amazing experience.
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When it comes to buying vs. renting how do you decide which one is better for you? There are many factors that play into whether or not you are ready to invest your monthly rent in a home of your own. Buying a home is the American dream, but how do you know if it is right for you? Read on and 9 Year Mortgage will give you all of the pros and cons of renting vs. buying.
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We are approaching our 70’s and have been worried about how much longer we can continue working. Our 9 Year Mortgage Financial Plan will have us debt free in 10 years including our home. What is exciting to us is that 9 Year Mortgage will have all of our other debts paid off in only 2 years, freeing up close to $1,100 per month.
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I will be turning 65 just a couple months before my debt free date so I can now look forward to a nice retirement. I would hate to think what would happen if I turned 65 and still had such a large mortgage payment. The 9 Year Mortgage Program has allowed me to focus on other things because I don’t always have a lot of time with my busy schedule. It takes care of almost everything for me and makes it very simple. I hope others will take advantage of your unique program as I have. I would recommend it to anyone with debt.
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Thank you again for helping us login so we can track our progress. We have only been working with 9 Year Mortgage for eight months and we can’t believe that our debt has already gone down by almost $11,000! It is so nice to have you take care of everything for us.
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People are taking a look at their retirement account statements and realizing a startling fact–there’s just not enough money in there to retire. Your options are to save more money, invest in more aggressive funds, or to just keep working. Many are forced to just keep working.
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Over the years as we continue to increase in age, we have watched our debt slowly increase as well. We realized that if we were going to enjoy any kind of retirement we had to take action now or never. We pretty much knew the theory behind making this work but realized we’d never do it […]
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As a truck driver, we are always out on the road and paying bills is not easy. Then on one of our runs we were passing through Utah and called in to make arrangements to stop at the 9 Year Mortgage Office. We were given a personal tour of the office. We were so impressed by your staff that we got started with the program right away. Our only regret is that we waited a year to take action.
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It isn’t new news to any of us that the housing market is currently not the best, nor do we have any promising information that is leading us to believe it will make a fast recovery. As always, regardless of the U.S.’s economic or housing situation, our lives continue to go on and moving may become necessary for a lot of us. For this reason, 9 Year Mortgage has created a “must-do” list if you are hoping to sell your humble abode for its market value, or more.
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Saying you will do something is one thing, but having someone behind you like Nine Year Mortgage makes it happen a lot easier. I will be out of debt in less than half the time I expected, and I will save over $120,000 in interest and future payments!
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You have a mortgage and a load of other debt, and you wish it would all just go away. Why should you call 9 Year Mortgage? What makes our program different, and better, than other programs that are designed to help you eliminate your debt and prepare for retirement? Every potential client should be asking themselves these very questions, and today we’re going to answer them.
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For the first time ever China is about to pass the US in percentage of World GDP. Meanwhile, banks are expected to send out 3.2 billion credit card offers this year. 9 Year Mortgage also expounds on negotiating the best deals on six common fees and expenses, and the dangers of only making the minimum payments on your debts. Don’t miss out on the May 2011 edition of the 9 Year Mortgage Financial Newsletter.
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9 Year Mortgage realizes that credit card debt can be a heavy burden on even the strongest shoulders. It piles up day after day almost imperceptibly! After a few years you find it hard to make anything more than the minimum payment. All the while you hate seeing that the interest is racking up, leaving you feeling financially depleted—like there is nothing you can do to get back on top again.
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In the April issue of the 9 Year Mortgage Financial Newsletter learn how to save on home and auto insurance, how you compare with the finances of the average American, and why you should be concerned about compound interest and minimum credit card payments.
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While there’s no independent research on the average success rate of debt-settlement programs, the experience of Nine Year Mortgage is that a majority of clients will drop out before the company reaches a settlement with their creditors.
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