recession

In recent years the bad economy and job market resulted in many young adults moving back in with their parents. This trend significantly limited the number of young adults starting new households or purchasing homes; However, the tide is beginning to shift as young adults and young families are leaving their parents homes and moving towards a more independent existence. It’s we will likely see far more young people starting fresh in a place of their own in the next few years.

9 Year Mortgage Baby

The joy of expecting a new edition to your family is astounding! What will he or she sound like? Will I see my eyes when I look at my baby, or will I see my husband’s chin? The moments after you find out this spectacular news your mind reels at what lies ahead with your little infant. You imagine a nursery full of books, colorful toys and soft blankets along with a rocking chair in a cozy corner just for you to hold and admire your new little angel. Having a baby is a remarkable experience and should be well thought out… this includes budgeting for your expanding family! You have an estimated nine months to plan and prepare, maybe less! 9 Year Mortgage is here to assist you in beginning on the right path to your new baby budget.

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The holiday season is over, but stores are not seeing a major decrease in spending by consumers like they have seen in the past. Contrary to thought, consumers are not planning on slowing down when it comes to their spending. Don’t be fooled with all this talk of increased sales and large savings accounts; credit card applications have been rising since 2009 and have been soaring since the fourth quarter of 2010.