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9 Year Mortgage Advice for Newlyweds – The 5 Biggest Financial Mistakes Couples Make

Nine Year Mortgage Wedding rings and money

9 Year Mortgage Advice for Newlyweds- The 5 Biggest Financial Mistakes Couples Make

It’s wedding season, and while finances may not be the most romantic thing to talk about, having this talk is an essential part of avoiding financial mistakes. Since finances can be a source of conflict in marriage, 9 Year Mortgage suggests talking about your financial situations before tying the knot, which will help you avoid making these 5 mistakes.

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9 Year Mortgage: A Smaller Wedding Price Tag

Nine Year Mortgage - Bouqet

In the middle of financial uncertainty, 9 Year Mortgage understands that a large event such as a wedding may seem impossible to pull off; as a parent paying for an event like a wedding for your child can be a heavy burden. A memorable wedding can still take place even when you and your child are on a tight budget. Encourage the bride and groom to down size the stress and money are sure to be significantly reduced as they do so. The money that you could spent on a lavish wedding could then be used towards buying the couple’s first home or paying down existing debts instead of hurting your finances.

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9 Year Mortgage Shares Four Simple Ways You Can Begin Saving

Four Simple Ways You Can Begin Saving with 9 Year Mortgage
At 9 Year Mortgage we understand, saving money doesn’t come as easy as spending. It is difficult to put money away for a rainy day when finances are tight to begin with. Saving may not give you the instant gratification that purchasing new items will but, in the long run you’ll feel a lot of satisfaction watching your savings grow.

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Advice from 9 Year Mortgage: The 6 Biggest Credit Card Mistakes you Should Avoid

9 Year Mortgage Shares The 6 Biggest Credit Card Mistakes you Should Avoid There’s a good chance that most of us have made at least one of these credit card no-no’s but, Nine Year Mortgage advises that you avoid making any of these mistakes in order to protect your credit score. 1. Paying your bill […]

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9 Year Mortgage Recommends 6 Tricks for Finding Cheaper Airfare

6 tricks from 9 Year Mortgage on finding cheaper Summer is around the corner, and travel plans are being made. In these hard economic times it can be difficult to plan a vacation that won’t break the bank. It’s tempting to purchase inexpensive vacation packages, such as the ones offered by Groupon or discount travel […]

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9 Year Mortgage Cautions Against the 7 Habits that Keep you from Getting out of Debt

If you often find yourself indulging in ‘retail therapy’ or racking up credit card rewards, you could be fueling a dangerous habit. Credit card debt continues to be a huge problem for the average American, yet many are still living a lifestyle that supports a costly debt habit. 9 Year Mortgage suggests looking at your spending habits, and avoiding these seven bad habits that could be fueling your debt addiction.

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9 Year Mortgage Suggestions On Increasing Your Retirement Income

9 Year Mortgage Suggests Four Ways to Increase Your Retirement Income Whether you want to work or have to work, there are many options available to help you earn extra income in retirement. Most retirees have years of work experience that can benefit employers, and many have the skills needed to start their own business […]

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9 Year Mortgage Advice on Credit Card Repair

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In cultivating your credit score flawlessly I’m sure you’re the type of person who pays on time, and never leaves an outstanding balance, am I right? In your mind you’re golden! …Or are you. This may come as a surprise but these are not the key components to a superb credit score. Many consumers like you are unaware of what makes their credit scores move up and down.
Obviously you understand that the money that you spend and pay off per month in relation to your available credit effects your score but what you may not have realized is that they calculate your score from your total on your statement date and not the due date. You could have a balance that you don’t even know about which in turn hurts your credit, all the while you are unaware.

Here’s a little advice from 9 Year Mortgage on how to revamp your credit scores to what you want them to be while avoiding making those small decisions that can hurt big time.

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How to Budget For Baby with 9 Year Mortgage

9 Year Mortgage Baby

The joy of expecting a new edition to your family is astounding! What will he or she sound like? Will I see my eyes when I look at my baby, or will I see my husband’s chin? The moments after you find out this spectacular news your mind reels at what lies ahead with your little infant. You imagine a nursery full of books, colorful toys and soft blankets along with a rocking chair in a cozy corner just for you to hold and admire your new little angel. Having a baby is a remarkable experience and should be well thought out… this includes budgeting for your expanding family! You have an estimated nine months to plan and prepare, maybe less! 9 Year Mortgage is here to assist you in beginning on the right path to your new baby budget.

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Overcoming The Money Mountain With 9 Year Mortgage

9 Year Mortgage couple

9 Year Mortgage recognizes that financial issues are the most common reason for divorce in the United States of America and would like to step in and make a few suggestions. Yes adultery, abuse, addiction, those are also reasons for divorce but the standing highest explanation and root of the separation is money. Communication and understanding should always be implemented into the conversation with a loved one while discussing finances. For example do not overlook the fact that you both grew up in very different homes therefore you have learned different budgeting and saving strategies from your parents. Here are a few pieces of advice that can help you and your spouse from allowing your finances to get the better of your relationship.

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9 Year Mortgage Shares 5 HORRIBLE HABITS To Conquer

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9 Year Mortgage Shares 5 HORRIBLE HABITS To Conquer
Hearing the words “debt addiction” may sound like a joke given that addictions are commonly associated with food, drinking, and drugs but it is an issue that is rising in America and across the world that should be addressed. 9 Year Mortgage is here to help with 5 horrible habits that you can overcome before it develops into a bigger issue.

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9 Year Mortgage on Renting out Spare Rooms

9 Year Mortgage on Renting out Spare Rooms

More often than not in today`s society, more homeowners are taking in lodgers and renting out rooms to make some extra money then one might expect. However, there are some potential problems with renting a space that a person should consider before doing so. 9 Year Mortgage has some advice on how to avoid these things and make an investment through renting out an extra room.

In the 1800s and even early 1900s it was a very common thing to have boarders in ones home. Many middle class families with extra space would rent out to make extra cash and make payments easier as well as financial responsibilities. This trend is coming back in as many American families now are starting to do the same. There are great benefits to renting out unused space. According to the Census Bureau states that unrelated adults living in anthers home jumped 12% since 2008 and in 2010 there were 7.3 million people doing this.

Why are there so many boarders in the United States these days? That is a valid question; with today’s uncertain economy and high unemployment rates, more people are delaying buying homes of their own, for these same reasons, those that have homes are starting to offer their open space to those who will pay per month to live with them which helps everyone in the long run.

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9 Year Mortgage – Advice on 529 College Saving Plans

It might come as a surprise to some that the amount of money a family can potentially save through state taxes for college savings varies tremendously on the location of the person. Although many people believe 529 plans to be the best way to save money for their children`s education in the future, there is a risk depending on where a person lives that should help determine if this plan is worth investing in.

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Are You Shattering Your Chance of Retirement?

It is no coincidence that 90% of 9 Year Mortgage clients are between the age’s of 50 and 60; This is when retirement is in the near future and many people are realizing they are not ready for this next stage in their lives. Unfortunately most people don’t take retirement seriously until they get closer to retirement age, and by that point most of them still have a large amount of debt. Between the recent recession and housing market woes, those nearing retirement are finding that they are ill-prepared for the months to come and are struggling to feel secure with their finances. 9 Year Mortgage will discuss the major causes of those struggling to save retirement funds and the options that are available to them.

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Use Technology to Track Spending Easily

In today’s economic struggle, 9 Year Mortgage realizes that not only is the American economy struggling, but so are its people. Financially we are having a tough time and many are unsure of what to do. Recently 9 Year Mortgage has come across mint.com, a website that may help you to better plan your finances as well as track your spending. Keep reading to find out what 9 Year Mortgage has discovered about mint.com and what it offers to those who sign up for its free services.

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The Target Your Wallet Creates

Do you consider yourself a hoarder? Most likely not, however there seems to be one item that nearly everyone has a problem downsizing or parting with: your wallet. 9 Year Mortgage finds it curious that both men and women have wallets that are continually growing and never shrinking, which is unfortunately more of an inconvenience for wallet-hoarders in the long run. Why you ask? Because one crime in particular is directly linked to thick wallets, and 9 Year Mortgage will give you one guess as to what it is…

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How to Teach Kids about Money

When it comes to kids, it is never too early to start talking dollars and sense. However parents are often scared to talk to their children about money because it means that they will have to admit their mistakes. But the consequences of not teaching these lessons to your children could be more dire than ever. Children now a days need to learn and understand much more than basic budgeting. They need to understand how to save for their retirement, manage health care cost and even cope with diminished Social Security Benefits. Yes this sounds like we are jumping the gun, but 9 Year Mortgage thinks proper preparation of your children, even at a young age, can start them down the path of a successful financial life. Read on a 9 Year Mortgage will give you tips on how teach your kids about money.

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Why You Should Talk to Your Kids About the Market

No one is oblivious to the fact that the stock market is commanding the attention of every headline, news station, and adults small talk. 9 Year Mortgage believes it would be insensible to think that your child hasn’t noticed all the chatter about the markets, which is why it is so important not to ignore their questions or interest in the topic. 9 Year Mortgage is aware that explaining the markets is a hard feat to accomplish, considering many adults do not fully understand it themselves, but even the simplest attempts to explain it in elementary terms may help your children become better investors and savers in their adulthood.

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What You May Not Know About Daily Deal Sites

Have you ever heard of Groupon, LivingSocial, or any of the other hundreds of daily deal sites? In short, sites like these offer their members steep daily discounts at local restaurants, stores, events, photographers, spas or nearly anything you can imagine you can buy. A free membership to a site that saves you money sounds great to us here at 9 Year Mortgage! But as always, advertisers are tricky and make it so easy for us to look past some of the little details that could cost us some money or time later. For this reason, 9 Year Mortgage has configured a list of 10 things you should know about daily deal sites that they won’t tell you themselves.

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What Are You Doing With Your Tax Refund?

Now that you have filed your taxes, or are about to before Tax Day April 18th, it’s a waiting game for your refund. 9 Year Mortgage is interested in what its readers will be doing with their refund this year. Haven’t put much thought into it? Well, then let 9 Year Mortgage give you some pointers on some smart things to do with your tax money in 2011.

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Family Spending – How much is too much? PART 2: The Solution

What teenager does not have a cell phone these days? Teens use their phones to download music, access email, and to send endless text messages to the world. To cut back on costs, suggest to your children that you will pay the basics of their plan, but they are on their own for the rest of the bill. Kids will be a lot more responsible with their phone if they know they will have to pay for overage charges, ring tones, and exceeding their texting limit.

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