October 2011 Archives

9 Year Mortgage believes that one of the bigger challenges for parents of college students is teaching them how to handle money. A checking account is a necessity, as is some kind of budget for books, supplies and living expenses. Then there is the big one…credit. So how do you go about getting a credit card for a college student and what are your best options, so that they don’t rack up a ton of debt? Read on and 9 Year Mortgage will give you some suggestions.

While the option to upgrade your credit card to Gold-status is becoming more available to average bankers and the new monthly $5 dollar charge for debit card users that Bank of America has announced, it is becoming harder to decide what the best financial decision is for you and your family. If you are hearing the rumors that your bank is going to start charging you for using a debit card or you seriously considering applying for one of the five credit card applications you get in the mail daily, 9 Year Mortgage would like to discuss the options and alternatives you have to debit cards or credit cards.

Lenders are cutting closing costs and offering other discounts to go along with low rates, but what is the catch? 9 Year Mortgage says as mortgage rates continue to fall, lenders are rolling out flashy discounts and promotions to inspire hesitant home buyers. However critics say the newest offers still stop short of the best deal for borrowers….lower rates. Read on with 9 Year Mortgage and we will give you the details.

9 Year Mortgage believes over the next decade, new products, technology and adviser practices will make retirement look a lot different than it does today. The more things change, the less they will be the same. When things will change is possibly open to debate. Three of the nations leading experts recently said the changes will be radical. Curious about these changes? Read on and 9 Year Mortgage will tell you about them.

U.S. house prices have plunged by almost one-third in five years and the nation’s home ownership rate is falling at the fastest pace since the Great Depression. Two key measures now suggest it is an excellent time to buy a house as a long-term residence or an income property. Read on and 9 Year Mortgage will tell you what to look for.