About Nine Year Mortgage

Learn More About Nine Year Mortgage

Nine Year Mortgage was founded in 1996 in Provo, Utah, with the mission of reversing the tide of consumer debt in America.

Nine Year Mortgage is committed to helping our clients reach financial security.  Our mission is to help our clients discover, and also follow, a secure path that will unmistakably lead to financial security.  Nine Year Mortgage is the financial compass that will allow our clients to successfully navigate the tumultuous path to financial security.

Learn more about Nine Year Mortgage at our main site.

Our comprehensive approach to professionally managed financial automation, combined with ongoing financial education, allows our clients to enjoy interest savings of $20,000 to $200,000 or more, while eliminating all of their debt, including their mortgage, in as little as nine years.  Read more about us in our 9 Year Mortgage Corporate Profile.

Nine Year Mortgage is led by a team of seasoned professionals with years of experience in finance, accounting, real estate, investment management, estate planning, and more.

Nine Year Mortgage will help you eliminate all of your debts, including your mortgage, in about nine years!  Many of the nationally advertised debt-management programs you see are limited to helping you with your unsecured debt such as credit-cards.  Our program, however, eliminates all of your debt, including your mortgage, car loans, student loans, credit cards, personal loans, medical bills, etc.

The Nine Year Mortgage Program will not harm your credit
While debt-management programs are effective in certain cases as a last resort, their process of renegotiating with your creditors will have a negative effect on your credit for years to come.  In contrast, the Nine Year Mortgage Program preserves your good credit.  While we are not in the business of credit repair, your credit scores may improve as a natural result of making timely payments and eliminating debt.  Some of the key factors in determining a credit score is your debt load and the ratio of balances in proportion to limits on your revolving debts.

Little to no increase in monthly payments!
Since 1996, thousands of our clients across the country have proven that they can be completely debt free in about nine years with little or no increase to their current monthly payment.  Contact a representative today to find out how this possible.

Big savings in interest.
Lower your effective interest rate to a fraction of what the banks will offer you!  Interest savings of $50,000 to $100,000 or more are typical with our program.  We strive to save every client as much in interest as possible.  Our advanced strategies are able to lower your effective interest rates.  Learn how to harness the power of reverse compound interest today with Nine Year Mortgage!

Avoid the mortgage debt-consolidation trap.
Millions of people refinanced their mortgages over the last ten years and rolled their credit cards into the new mortgage loan.  This worked fine as long as property values were rising, and you had no interest in ever paying off your mortgage.  You could simply refinance every few years to pay off your credit cards.  People used their homes, in a sense, like ATM machines.  How many people do you know that refinance to put their credit-card debt against their home every few years, increasing their debt, and putting their home at greater risk?  Nine Year Mortgage will get you out of that cycle by helping you eliminate all of your debt, and then we’ll develop a spending strategy with you to make sure it doesn’t come back.

Over a 95% client success rate!
While expensive self-help programs have very high failure rates, we ensure the success of your program by taking care of everything for you.  The Nine Year Mortgage Program is flexible.  We stay with you through moves, life changes, and even income disruptions, with unlimited customer support, until you are completely debt-free.  While clients are free to terminate our services at any time, they are so happy with the convenience and bottom-line results that they virtually never drop out.

Do I Qualify for the Nine Year Mortgage Program?

Not everyone qualifies or will benefit from the Nine Year Mortgage program so there is no easy answer to that question.   However, we are very careful with who we let into the program.  We go through a qualification process to make sure you have a viable financial plan that will work before we let you into the program.  Our representatives are trained to ask the right questions and gather the information necessary to find out if we can help you as quickly as possible.  If you would like to go through this process you can Click Here to begin filling out some basic information so that a Nine Year Mortgage representative can start working on your numbers right away.

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