Nine Year Mortgage knows that it is easy to get caught up in all of the financial “options” in this day and age. However, there are some choices that could send you into a financial downward spiral. Here’s a look at what Nine Year Mortgage thinks are the top ten unwise debt choices this year.
Every parent needs to know these 3 warning signs of children who may have money issues down the road. 9 Year Mortgage wants to point out these red flags, as well as give possible solutions.
9 Year Mortgage:Tips for Making Amusement Park Vacations Affordable
If your kids are dreaming of a magical family trip to their favorite theme park, you might be dreading that extra expense. While amusement parks and theme parks do get expensive, those who do some homework ahead of time can find deals and savings allowing them to enjoy a wonderful vacation on an affordable budget. 9 Year Mortgage provides the following tips for making that dream vacation a reality for a little less.
With today’s low interest rates, the last thing you want is to find out you don’t qualify because your credit score isn’t high enough. In today’s economy, there are some surprising things that can work to lower your score. 9 Year Mortgage presents ten things that you will want to avoid in order to keep your credit rating high.
9 Year Mortgage sees most of us spend a large percentage of our monthly income on eating out. This wine and dine lifestyle can get expensive and may be preventing you form saving or reaching important financial goals. The best alternative to eating out is preparing your meals frugally at home, but that isn’t always possible in today’s society. For those times when eating out is just too appealing, make sure you stay budget savvy while you dine by using these tips:
For decades, parents have been paying their children an allowance for doing work around the house, yard, and even sometimes for nothing at all. Is there any harm in rewarding kids for their help with chores, or for just being a good kid? 9 Year mortgage suggests that there is.
9 Year Mortgage recognizes that no one is perfect and as you strive to become in control financially, you may slip up from time to time. While you may feel remorse and guilt for the mistakes you have made with money it is important to move forward. 9 Year Mortgage invites you to focus on the positive instead of beating yourself up; here are 5 ways to move on after a bad financial decision.
9 Year Mortgage: Financially Planning for a Child Before becoming parents, couples should organize a plan for financially being able to take care of a baby, beginning with three steps. One of the biggest costs of being a parent these days is child care. Day care and nannies can cost more than a couple is […]
9 Year Mortgage: How Friends Can Negatively Impact Your Spending 9 Year Mortgage recommends you consider if your friends are helping or hurting you financially. Think about the restaurants your friends choose when you go out together; are they within your budget? Do you find yourself buying more expensive clothes or clothes you don’t need […]
9 Year Mortgage: Must Have Conversations When Planning Retirement Together 9 Year Mortgage sees that couples often have different expectations when it comes to their retirement. It is important to discuss your retirement plans in-depth and become sure that you and your spouse are on the same page for this big life change. If each […]
When preparing to retire 9 Year Mortgage recommends you create a finical plan for even monthly and daily expenses. As you look over your potential budget you may be surprised how seemingly tiny expenses made frequently will add up over time. 9 Year mortgage encourages you start trimming your expenditures now in order to ease the shift to living without a salary. Here are some areas you should consider reducing.
Being savvy about food expenses will save you a large amount of money over time; one way that 9 Year Mortgage recommends you do this is using your freezer as much as possible. Freezing food will ensure you always have something on hand to cook, and allows you to make the most of sales and typically without affecting your electricity cost all that much.
9 Year Mortgage Recommends 6 Ways to Save on Your Summer Vacation
The kids will soon be out of school, temperatures are rising, and there are just a few more days until it’s officially summer. If you are planning on taking a summer trip it can be challenging to stay on a budget- especially with the price of. 9 Year Mortgage has a few suggestions to save some money on your vacation.
9 Year Mortgage Budgeting Advice: 6 Ways to Better your Budget
There is no one size fits all budget, and even at different times in one person’s life they may need different budgeting techniques. 9 Year Mortgage has 6 suggestions for you to improve your current budget.
9 Year Mortgage discusses how to balance financial obligations in marriage Despite most relationships having a primary breadwinner it is still wise to develop both partner’s credit history and financial security. In many situations women make less in the work place than men and become stay at home moms when the couple begins having children. […]
In the middle of financial uncertainty, 9 Year Mortgage understands that a large event such as a wedding may seem impossible to pull off; as a parent paying for an event like a wedding for your child can be a heavy burden. A memorable wedding can still take place even when you and your child are on a tight budget. Encourage the bride and groom to down size the stress and money are sure to be significantly reduced as they do so. The money that you could spent on a lavish wedding could then be used towards buying the couple’s first home or paying down existing debts instead of hurting your finances.
9 Year Mortgage’s tips for saving money on food When creating a budget 9 Year Mortgage encourages you to take a look at your grocery bill and find ways to save on food. Food is one of your most flexible expenses and there is a lot of simple ways to spend less on what you […]
In cultivating your credit score flawlessly I’m sure you’re the type of person who pays on time, and never leaves an outstanding balance, am I right? In your mind you’re golden! …Or are you. This may come as a surprise but these are not the key components to a superb credit score. Many consumers like you are unaware of what makes their credit scores move up and down.
Obviously you understand that the money that you spend and pay off per month in relation to your available credit effects your score but what you may not have realized is that they calculate your score from your total on your statement date and not the due date. You could have a balance that you don’t even know about which in turn hurts your credit, all the while you are unaware.
Here’s a little advice from 9 Year Mortgage on how to revamp your credit scores to what you want them to be while avoiding making those small decisions that can hurt big time.
9 Year Mortgage recognizes that financial issues are the most common reason for divorce in the United States of America and would like to step in and make a few suggestions. Yes adultery, abuse, addiction, those are also reasons for divorce but the standing highest explanation and root of the separation is money. Communication and understanding should always be implemented into the conversation with a loved one while discussing finances. For example do not overlook the fact that you both grew up in very different homes therefore you have learned different budgeting and saving strategies from your parents. Here are a few pieces of advice that can help you and your spouse from allowing your finances to get the better of your relationship.
Take a look for a second at your budget. Is it working?? If your answer is “just barely” then here are some simple ideas for changes in the financial part of your life to give you a little extra spending money in your pocket… and to keep it there.
If you are thinking of tying the knot with “The One,” then 9 Year Mortgage suggests that you first learn how they feel about finances. This may potentially be an awkward conversation, but it will help you form a much more solid foundation when it comes to your financial future together. 9 Year Mortgage has compiled a list of questions that you can ask your partner to instigate a conversation.
Marriage can provide a significant financial advantage. For instance, you can double your income without doubling your expenses. If you and your spouse have the same financial goals, you can reach them much more quickly together than you could have working alone.