9 Year Mortgage Shares The 6 Biggest Credit Card Mistakes you Should Avoid There’s a good chance that most of us have made at least one of these credit card no-no’s but, Nine Year Mortgage advises that you avoid making any of these mistakes in order to protect your credit score. 1. Paying your bill […]
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6 tricks from 9 Year Mortgage on finding cheaper Summer is around the corner, and travel plans are being made. In these hard economic times it can be difficult to plan a vacation that won’t break the bank. It’s tempting to purchase inexpensive vacation packages, such as the ones offered by Groupon or discount travel […]
If you often find yourself indulging in ‘retail therapy’ or racking up credit card rewards, you could be fueling a dangerous habit. Credit card debt continues to be a huge problem for the average American, yet many are still living a lifestyle that supports a costly debt habit. 9 Year Mortgage suggests looking at your spending habits, and avoiding these seven bad habits that could be fueling your debt addiction.
If you plan on doing some spring cleaning this month, don’t neglect your finances! 9 Year Mortgage suggests 4 steps to help you get organized. 1. De-clutter: After a long winter, there’s a good chance you have some papers piled up, so take this chance to get organized. Collect all of your bills, receipts, stubs, […]
9 Year Mortgage Suggests Four Ways to Increase Your Retirement Income Whether you want to work or have to work, there are many options available to help you earn extra income in retirement. Most retirees have years of work experience that can benefit employers, and many have the skills needed to start their own business […]
While there is no one-size-fits-all approach to budgeting, this method can work for any income level. You may think your income is the problem; however 9 Year Mortgage suggests it is possible to budget no matter how small you think your income may be.
In cultivating your credit score flawlessly I’m sure you’re the type of person who pays on time, and never leaves an outstanding balance, am I right? In your mind you’re golden! …Or are you. This may come as a surprise but these are not the key components to a superb credit score. Many consumers like you are unaware of what makes their credit scores move up and down.
Obviously you understand that the money that you spend and pay off per month in relation to your available credit effects your score but what you may not have realized is that they calculate your score from your total on your statement date and not the due date. You could have a balance that you don’t even know about which in turn hurts your credit, all the while you are unaware.
Here’s a little advice from 9 Year Mortgage on how to revamp your credit scores to what you want them to be while avoiding making those small decisions that can hurt big time.
9 Year Mortgage recognizes that financial issues are the most common reason for divorce in the United States of America and would like to step in and make a few suggestions. Yes adultery, abuse, addiction, those are also reasons for divorce but the standing highest explanation and root of the separation is money. Communication and understanding should always be implemented into the conversation with a loved one while discussing finances. For example do not overlook the fact that you both grew up in very different homes therefore you have learned different budgeting and saving strategies from your parents. Here are a few pieces of advice that can help you and your spouse from allowing your finances to get the better of your relationship.
9 Year Mortgage Shares 5 HORRIBLE HABITS To Conquer
Hearing the words “debt addiction” may sound like a joke given that addictions are commonly associated with food, drinking, and drugs but it is an issue that is rising in America and across the world that should be addressed. 9 Year Mortgage is here to help with 5 horrible habits that you can overcome before it develops into a bigger issue.
Take a look for a second at your budget. Is it working?? If your answer is “just barely” then here are some simple ideas for changes in the financial part of your life to give you a little extra spending money in your pocket… and to keep it there.
Do you begin your new year with a new budget and optimism towards your finances… only to reach December right back where you started? Some quick and easy (but different than in the past) approaches can change your entire outlook on the budgeting dilemma. 9 year mortgage has some advice that will ensure you don’t disappoint yourself this year.
Smiling While Saving With 9 Year Mortgage
Did you begin your New Year with the optimism of a new budget towards your finances… only to reach December right back where you started? Some quick and easy (but different than in the past) approaches can change your entire outlook on the budgeting dilemma. 9 year mortgage has some advice that will ensure you don’t disappoint yourself this year.
If you’re worried about your credit score, join the club! As you know, it takes one minute to hurt your credit score and normally years to repair it. You may be in a better financial situation now than you used to be, but somehow your past two years of prompt payments has done little to raise your credit score. For years, credit repair clinics have been assisting clients who find themselves in this same predicament by using a method called “piggybacking”. In the following passage, 9 Year Mortgage will continue to discuss what this “piggybacking” entails as well as what the new FICO 08 program does to stop such actions from occurring.
9 Year Mortgage Tips on Fixing Your Finances This Holiday Season
Christmas is a time where people max out credit cards and get into debt just to please a friend or family member with a gift that in the upcoming months wont be used anymore. Let me suggest this Christmas season that you try and do things differently. Give practical gifts, inexpensive gifts, or even give the gift of financial advice.
With today’s ever changing market, is it difficult to always be following equities. But with the new 401 (k) plan to avoid such equities would mean high contribution rates. So what is the best way for retirees to take advantage of the equity premium in this new system?
It might come as a surprise to some that the amount of money a family can potentially save through state taxes for college savings varies tremendously on the location of the person. Although many people believe 529 plans to be the best way to save money for their children`s education in the future, there is a risk depending on where a person lives that should help determine if this plan is worth investing in.
In a move that could discourage some merchants from accepting debit cards for small transactions, Visa Inc. and MasterCard Inc. are raising the fees merchants pay for small ticket debit purchases. So what does this mean? Read on and 9 Year Mortgage will tell you.
9 Year Mortgage believes over the next decade, new products, technology and adviser practices will make retirement look a lot different than it does today. The more things change, the less they will be the same. When things will change is possibly open to debate. Three of the nations leading experts recently said the changes will be radical. Curious about these changes? Read on and 9 Year Mortgage will tell you about them.
While the option to upgrade your credit card to Gold-status is becoming more available to average bankers and the new monthly $5 dollar charge for debit card users that Bank of America has announced, it is becoming harder to decide what the best financial decision is for you and your family. If you are hearing the rumors that your bank is going to start charging you for using a debit card or you seriously considering applying for one of the five credit card applications you get in the mail daily, 9 Year Mortgage would like to discuss the options and alternatives you have to debit cards or credit cards.
9 Year Mortgage believes that Americans are infamous for their ability to spend more than they earn. However now, as the economy continues to cripple, this notoriety has reached epic proportions. With those of you who have lots of debt yet not sure how to pay it off, read on and 9 Year Mortgage will give you some ideas.
9 Year Mortgage believes that one of the bigger challenges for parents of college students is teaching them how to handle money. A checking account is a necessity, as is some kind of budget for books, supplies and living expenses. Then there is the big one…credit. So how do you go about getting a credit card for a college student and what are your best options, so that they don’t rack up a ton of debt? Read on and 9 Year Mortgage will give you some suggestions.
9 Year Mortgage believes that when children move out on their own many boomer parents seize the opportunity to splurge on themselves. The way most Americans see it, is they have finally reached their empty nester years, they have gotten over life’s biggest spending hump or has their spending only begun? Are these empty nesters spending all of their life savings and putting retirement off a couple more years by splurging on themselves? Continue reading and 9 Year Mortgage will give you the answer.
It’s not shocking that home values are still falling, and unfortunately there are no reports of it getting any better any time soon. To those of you who are hoping to sell your home, for more than it’s worth, in order to buy a new one that you can comfortably live the rest of your days in, 9 Year Mortgage doesn’t see this as the attainable dream it once was. With home values expected to drop another near 3% by the years end, the luxury of making a profit on the sale of your home will be a rare occurrence. Such reality is actually causing a spark among a plethora of homeowners, who have indeed caught the “renovating-bug”.
9 Year Mortgage knows of the difficulties that plague our nation at this point in time; housing market woes, high unemployment rates, increasing gas prices, and a drastic leap in general living costs. Although 77 percent of the married couples in the U.S. both hold current jobs, there are also nearly 25 percent of families that are struggling to survive on one income. Even some of those families who are fortunate enough to have two incomes are pulling in what one person could make, so the struggles of meeting ends needs are applicable to a range of people regardless of job status. 9 Year Mortgage has compiled a list of steps that one might want to take if you are considering to start living on one income.
We’ve all heard the stories of the disgruntled children who have received nothing from a deceased parent’s will or they were only given a smidgen of what they expected. The decision of who should get what, in terms of your will, is something everyone must decide someday; for many this is easier said than done. In many cases parents want to leave a larger portion of their estate to one child over another, but there are hurt-feelings and legal issues that end up thwarting their plans. 9 Year Mortgage understands that there are numerous reasons for leaving uneven amounts to inheritors and we’d like to give you pointers on how to do this without your will causing family-drama or possible legal fees.
9 Year Mortgage with Resources to Avoid Investment Scams Looking for investments with good returns and not so much risk? You are not the only one. 9 Year Mortgage says that scam artists know the people that are hankering for such products and they are more than willing to serve up financial opportunities that, surely, […]
Not so long ago, countless jobs came with a pension, monthly checks paid upon retirement for the rest of an employee’s life. However more and more pension plans are not being offered. Pension plans are often used as retirement plans, but it is also possible to receive a pension based on disability or other circumstances. However, more and more companies are no longer offering them. Read on and 9 Year Mortgage will give you all the information you need to know about pension plans.