It is no coincidence that 90% of 9 Year Mortgage clients are between the age’s of 50 and 60; This is when retirement is in the near future and many people are realizing they are not ready for this next stage in their lives. Unfortunately most people don’t take retirement seriously until they get closer to retirement age, and by that point most of them still have a large amount of debt. Between the recent recession and housing market woes, those nearing retirement are finding that they are ill-prepared for the months to come and are struggling to feel secure with their finances. 9 Year Mortgage will discuss the major causes of those struggling to save retirement funds and the options that are available to them.
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It is said that what you don’t know can’t hurt you. However that is not the case when it comes to your retirement. What you don’t know can cost you, and in some cases it can cost you dearly. Advisers say there’s a host of unknown costs and fees lurking inside your 401 K plans, IRAs and other such retirement accounts. These fees can make a huge difference in your overall investment returns. Read on and 9 Year Mortgage will tell you what to look out for.
Do you consider yourself a hoarder? Most likely not, however there seems to be one item that nearly everyone has a problem downsizing or parting with: your wallet. 9 Year Mortgage finds it curious that both men and women have wallets that are continually growing and never shrinking, which is unfortunately more of an inconvenience for wallet-hoarders in the long run. Why you ask? Because one crime in particular is directly linked to thick wallets, and 9 Year Mortgage will give you one guess as to what it is…
When it comes to kids, it is never too early to start talking dollars and sense. However parents are often scared to talk to their children about money because it means that they will have to admit their mistakes. But the consequences of not teaching these lessons to your children could be more dire than ever. Children now a days need to learn and understand much more than basic budgeting. They need to understand how to save for their retirement, manage health care cost and even cope with diminished Social Security Benefits. Yes this sounds like we are jumping the gun, but 9 Year Mortgage thinks proper preparation of your children, even at a young age, can start them down the path of a successful financial life. Read on a 9 Year Mortgage will give you tips on how teach your kids about money.
With a free-falling stock market, everyone is being more frugal. 9 Year Mortgage says that with the falling market and the economic uncertainty that comes with it has the most frugal looking for new ways to save. Many of the easiest way to do so may not even require that much sacrifice. Read on and 9 Year Mortgage will give you tips on how to save money fast!
For many, health insurance has become a necessary evil. Almost everyone needs it, it’s usually complicated, with an endless variety of plans to choose from, and there are loads of loopholes and land mines. So how do you know which plan to pick and how do you avoid getting burned? Read on and 9 Year Mortgage will tell you what to look for.
Life Insurance. We have all thought about it. Should we get it? Do we really need it? These may be some of the questions you have asked yourself at one point or another. However are there things that the life insurers aren’t telling you? Read on and 9 Year Mortgage will tell you what to look out for.
Mobile banking is super convenient but it comes with privacy issues and other threats. Mobile banking, also known as, “digital wallets” let consumers pay with just a swipe of a smartphone and could make the plastic credit card obsolete. However, the technology could also chip away at our privacy and tempt us to spend more than we really would. Read on and 9 Year Mortgage will discover the good and the bad of digital wallets.
Have you ever wondered if your parents are being completely truthful when it comes to their finances? Do they have an old collection that may actually be worth thousands of dollars, or do they act poor but really have stacks of cash stashed away? Maybe their house is paid for and you have a sizable inheritance coming your way and you don’t even know it. If you have ever wondered about your parents money then read on and 9 Year Mortgage will tell you the 6 things you don’t know about your parents and their money.
9 Year Mortgage is becoming increasingly aware of the unfortunate trend of grown children relying on their parents for financial support. The unfortunate part of grown children relying on their parents for financing is due to the fact that it is ruining their parents chance for retiring or their retirement funds. Between helping your children with mortgages, rent, child care, gifting or allowing them to live at your home, you are jeopardizing your opportunity for a successful retirement and 9 Year Mortgage will show you how.
I did it! Just over two years ago when I called 9 Year Mortgage, I didn’t know how I was going to pay off all my debt. I thought it was going to take forever unless I increased my payments which I did not have the money to do.
It has been just over two years since I started my Financial Plan with 9 Year Mortgage. I needed a simple plan that would keep me on track and give me more time to concentrate on my work…This has been an amazing experience.
The promise of a free credit score may no longer be a marketing ploy now that a new financial reform bill has changed how the credit reporting system works. You will now be entitled to an explanation from lenders who offer you sky-high interest rates or deny you all together. Read on and 9 Year Mortgage will let you know what else to look for.
When it comes to getting your affairs in order before you die, most people know what to do, except for when it comes to the documents you need. You may think that just signing a bunch of papers establishing your estate plan and other end-of-life instructions would be enough, however it is not. You also have to make sure that your heirs are aware of these documents and where they are located. If you are not sure what documents you need, read on and 9 Year Mortgage will tell you.
Have you ever heard of Groupon, LivingSocial, or any of the other hundreds of daily deal sites? In short, sites like these offer their members steep daily discounts at local restaurants, stores, events, photographers, spas or nearly anything you can imagine you can buy. A free membership to a site that saves you money sounds great to us here at 9 Year Mortgage! But as always, advertisers are tricky and make it so easy for us to look past some of the little details that could cost us some money or time later. For this reason, 9 Year Mortgage has configured a list of 10 things you should know about daily deal sites that they won’t tell you themselves.
If you think you’re immune to the dangers of credit cards, you may be wrong. Even if you always pay your balance in full and on time, you still may be at risk. Read on and 9 Year Mortgage will tell you how to avoid some of the most dangerous, and yet common, credit card pitfalls.
The next time you find yourself being asked by a sales clerk to sign up for a credit card, 9 Year Mortgage advises you to stop and think about your commitment to such a card. Can you afford to lose a couple points on your credit score? Will you be able to pay off your entire balance every month? Will you actually take advantage of the member benefits, or let them slide by?
I will be turning 65 just a couple months before my debt free date so I can now look forward to a nice retirement. I would hate to think what would happen if I turned 65 and still had such a large mortgage payment. The 9 Year Mortgage Program has allowed me to focus on other things because I don’t always have a lot of time with my busy schedule. It takes care of almost everything for me and makes it very simple. I hope others will take advantage of your unique program as I have. I would recommend it to anyone with debt.
Thank you again for helping us login so we can track our progress. We have only been working with 9 Year Mortgage for eight months and we can’t believe that our debt has already gone down by almost $11,000! It is so nice to have you take care of everything for us.
People are taking a look at their retirement account statements and realizing a startling fact–there’s just not enough money in there to retire. Your options are to save more money, invest in more aggressive funds, or to just keep working. Many are forced to just keep working.
Over the years as we continue to increase in age, we have watched our debt slowly increase as well. We realized that if we were going to enjoy any kind of retirement we had to take action now or never. We pretty much knew the theory behind making this work but realized we’d never do it […]
As a truck driver, we are always out on the road and paying bills is not easy. Then on one of our runs we were passing through Utah and called in to make arrangements to stop at the 9 Year Mortgage Office. We were given a personal tour of the office. We were so impressed by your staff that we got started with the program right away. Our only regret is that we waited a year to take action.
It isn’t new news to any of us that the housing market is currently not the best, nor do we have any promising information that is leading us to believe it will make a fast recovery. As always, regardless of the U.S.’s economic or housing situation, our lives continue to go on and moving may become necessary for a lot of us. For this reason, 9 Year Mortgage has created a “must-do” list if you are hoping to sell your humble abode for its market value, or more.
Before finding 9 Year Mortgage we were just spinning our wheels, never making any real progress with our debts. Now we will be done in 9 years, including our mortgage!
Saying you will do something is one thing, but having someone behind you like Nine Year Mortgage makes it happen a lot easier. I will be out of debt in less than half the time I expected, and I will save over $120,000 in interest and future payments!
I have wanted to retire and move to Florida for a long time but just couldn’t ever get there because of my debts. I am proud to say that in 1 year and 11 months, everything will be paid off but my mortgages. I will continue to use all the principles and money skills I have learned and want to thank the people at Nine Year Mortgage for all their help.
You have a mortgage and a load of other debt, and you wish it would all just go away. Why should you call 9 Year Mortgage? What makes our program different, and better, than other programs that are designed to help you eliminate your debt and prepare for retirement? Every potential client should be asking themselves these very questions, and today we’re going to answer them.
Now that you have filed your taxes, or are about to before Tax Day April 18th, it’s a waiting game for your refund. 9 Year Mortgage is interested in what its readers will be doing with their refund this year. Haven’t put much thought into it? Well, then let 9 Year Mortgage give you some pointers on some smart things to do with your tax money in 2011.